4168 Terry St, Oceanside, CA 92056 Property Records

San Diego County property record for 4168 Terry St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$995,000 (Jun 2026)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`162-343-11-00`

Property Details

APN / Parcel Number

Primary APN	`162-343-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,311 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4168 TERRY ST
City	OCEANSIDE
State	CA
Zip	92056-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 41 TR 007583
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	007583
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18519

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer · Conventional Mortgage STIFEL BANK AND TRUST
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 14, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Jul 21, 2017	Grant Deed, Transfer NAVY FCU
Jul 21, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2026163649
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000330880
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2026
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Document Number	0000163649
Instrument Date	May 20, 2026
Instrument	2026163649
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$110,544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413

Mortgage

Document Number	0000163650,
Date	Jun 8, 2026
Instrument	2026163650

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413

Mortgage

Document Number	0000420865
Date	Jun 7, 2021
Instrument	2021-0420865

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2020
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Document Number	0000536138
Map Reference	MAP 7583
Instrument Date	Sep 11, 2020
Instrument	2020-0536138
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000536139
Date	Sep 14, 2020
Instrument	2020-0536139

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Document Number	0000534926
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4168 TERRY ST OCEANSIDE CA 920563413, OCEANSIDE, CA 92056-3413

Mortgage

Document Number	0000534926
Date	Nov 19, 2019
Instrument	534926

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Document Number	0000330881
Instrument Date	Jun 26, 2017
Instrument	330881
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4168 TERRY ST OCEANSIDE CA 920563413, OCEANSIDE, CA 92056-3413

Mortgage

Document Number	330882
Date	Jul 21, 2017
Instrument	330882

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	4168 TERRY ST, OCEANSIDE, CA 92056-3413
Document Number	0000330880
Instrument Date	Jun 12, 2017
Instrument	330880
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	30122 NIGUEL RD #255 LAGUNA NIGUEL CA 926775236, 255, LAGUNA NIGUEL, CA 92677-5236

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,124 (+2%) Land $463,713 Building $179,411
2025	$7,174.00 (+6.03%)	$630,515 (+4.04%) Land $454,621 Building $175,894
2024	$6,766.00 (+2.47%)
2023	$6,603.00 (+0.24%)	$606,033 Land $436,968 Building $169,065
2022	$6,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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