4168 E Cynthia St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4168 E Cynthia St, Gilbert, AZ 85295 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 2018
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$359,000 (Jul 2019)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`313-21-563`

Property Details

APN / Parcel Number

Primary APN	`313-21-563`
Alternative APN	`313215632`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4168 E CYNTHIA ST
City	GILBERT
State	AZ
Zip	85295-0240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOLEY STATION PARCELS 10 AND 17 PHASE 2 MCR 1233-11
Legal Range	6E
Legal Township	1S
Legal Section	36
Legal Subdivision	COOLEY STATION PARCELS 10 AND 17 PHASE 2
Legal Phase	2
Legal Lot Number	363
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1004
Census Tract	815601

Owner

Source: Maricopa County records · APN 313-21-563

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 19, 2019	Grant Deed, Construction Loan SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Jul 19, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ON Q FINANCIAL INC
Nov 09, 2018	Loan Modification, Mortgage M&T BK
Dec 28, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	2019549252
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000488821
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2026
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number	0000388798
Instrument Date	Jun 25, 2026
Instrument	2026388798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000388798,
Date	Jun 30, 2026
Instrument	2026388798

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240

Mortgage

Document Number	0001337484
Date	Dec 17, 2021
Instrument	20211337484

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658725
Date	Jul 22, 2020
Instrument	20200658725

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2019
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number	0000921562
Instrument Date	Nov 15, 2019
Instrument	921562
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4168 E CYNTHIA ST GILBERT AZ 852950240, GILBERT, AZ 85295-0240

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2019
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number	0000549251
Instrument Date	Jul 16, 2019
Instrument	549251
Transaction Type	Construction Loan
Record Updated	Jul 25, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$308.73
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2019
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number	0000549252
Map Reference	MB 1233 PG 11
Instrument Date	Jul 16, 2019
Instrument	20190549252
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240

Mortgage

Document Number	0000549253
Date	Jul 19, 2019
Instrument	20190549253

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Recording Date	Nov 09, 2018
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Instrument Date	Nov 08, 2018
Instrument	838593
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0000838593
Date	Nov 09, 2018
Instrument	838593

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2017
Property Address	4168 E CYNTHIA ST, GILBERT, AZ 85295-0240
Instrument Date	Dec 15, 2017
Instrument	963115
Transaction Type	Mortgage
Record Updated	Jan 08, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0000963115
Date	Dec 28, 2017
Instrument	963115

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 27, 2020

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,800 (+84.71%)	$478,000 (+0.53%) Land $95,600 Building $382,400
2025	$1,921.00 (-6.66%)	$25,878 (-48.89%)	$475,500 (-6.08%) Land $95,100 Building $380,400
2024		$50,630	$506,300 Land $101,200 Building $405,100
2023	$2,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 730 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Cox Communications	Fiber	2,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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