41678 Butternut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 41678 Butternut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,296 sqft · built 1997
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$377,500 (Feb 2024)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-012-000-136`

Property Details

APN / Parcel Number

Primary APN	`10-00-012-000-136`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,592 sqft
Upper Floors Area	1,274 sqft
Basement Area	712 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	280 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41678 BUTTERNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-10-012D -001-00
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2039
Census Tract	71500

Owner

41678 Butternut Ridge Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Lorain County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41678 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Feb 13, 2014 · Amount on File
Deed Document Number	20244256
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41678 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7446
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41678 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7446

Mortgage

Document Number	0000088538
Date	Mar 18, 2026
Instrument	2026-0088538

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 16, 2024
Property Address	41678 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7446
Document Number	0000004256
Instrument Date	Feb 15, 2024
Instrument	2024-0004256
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	41678 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7446

Mortgage

Document Number	0000004257
Date	Feb 16, 2024
Instrument	2024-0004257

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 41678 Butternut Ridge Rd was $5,162, down 5.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,162.00 (-5.15%)	$131,420 (+%) Land $15,330 Building $116,090	$375,480 (-) Land $43,800 Building $331,680
2024	$5,442.00 (+15.13%)	$131,418 (+35.53%) Land $15,330 Building $116,088	$375,480 (+35.53%) Land $43,800 Building $331,680
2023	$4,727.00 (+0.75%)	$96,965 (+0.01%) Land $16,013 Building $80,952	$277,040 Land $45,750 Building $231,290
2022	$4,692.00	$96,960 Land $16,010 Building $80,950
2021			$277,040 Land $45,750 Building $231,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41678 Butternut Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	29 (1985–2021)
Claims Outside the SFHA	13 of 29
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41678 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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