4166 Ascott Ln, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 4166 Ascott Ln, Commerce Township, MI 48390

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,894 sqft · built 2019
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jul 2019)
Tax Bill$6,181 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APNE-17-14-401-045

Property Details

APN / Parcel Number

Primary APNE-17-14-401-045

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,894 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4166 ASCOTT LN
CityWALLED LAKE
StateMI
Zip48390-1367
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R8E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 2192 ASHTON PARK UNIT 45 L 50803 P 75 8-23-17 FR 400-088
Legal Range08E
Legal Township02N
Legal Section01
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit45
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1011
Census Tract134400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4166 ASCOTT LN, WALLED LAKE, MI 48390-1367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Jun 1, 2020Loan Modification, Mortgage
LAKE MI CU
Jul 12, 2019Warranty Deed, Construction Loan
LAKE MI CU
May 8, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
May 9, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleMay 9, 2019 · Amount on Record
Deed Document Number2019111655
Deed Book / Page53021 / 637
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4166 ASCOTT LN, COMMERCE TOWNSHIP, MI 48390-1367
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28906 HIDDEN TRL, FARMINGTON HILLS, MI 48331-2985

Mortgage

Document Number0000171298
DateAug 26, 2020
Book Page54723/637
Instrument171298
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address4166 ASCOTT LN, COMMERCE TOWNSHIP, MI 48390-1367
Document Number0000119012
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4156 ASCOTT LN COMMERCE TOWNSHIP MI 48390, COMMERCE TOWNSHIP, MI 48390

Mortgage

Document Number0000119012
DateJun 19, 2020
Book Page054379/000302
Instrument119012
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
AmountAmount Recorded
Term360 Months
DueJun 18, 2050
Interest
Rate TypeAdjustable Rate
Rate3.61%

July 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 12, 2019
Property Address4166 ASCOTT LN, COMMERCE TOWNSHIP, MI 48390-1367
Document Number0000111655
Book / Page053021 / 000637
Instrument DateJul 2, 2019
Instrument111655
Transaction TypeConstruction Loan
Record UpdatedJul 23, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,075.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28906 HIDDEN TRL #TRI FARMINGTON HILLS MI 483312985, FARMINGTON HILLS, MI 48331-2985

Mortgage

Document Number111656
DateJul 12, 2019
Book Page053021/000639
Instrument111656
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueJul 11, 2049
Interest
Rate TypeAdjustable Rate
Rate3.61%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 8, 2019
Property Address4166 ASCOTT LN, COMMERCE TOWNSHIP, MI 48390-1367
Document Number0000071692
Book / Page052808 / 000761
Instrument DateApr 30, 2019
Instrument71692
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 758 WALLED LAKE MI 483900758, WALLED LAKE, MI 48390-0758

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 9, 2019
Property Address4166 ASCOTT LN, COMMERCE TOWNSHIP, MI 48390-1367
Document Number0000072066
Book / Page052811 / 000108
Instrument DateApr 30, 2019
Instrument72066
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$3,495.22
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20411 W 12 MILE RD #200 SOUTHFIELD MI 480766405, 200, SOUTHFIELD, MI 48076-6405

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,181.00 (-34.9%) Homeowner's exemption$353,390 (+12.64%)$706,780 (+12.64%)
2024$9,494.00 (+12.16%)
2023$313,730$627,460
2021$8,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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