41655 Matthew Ct, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41655 Matthew Ct, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,648 sqft · built 2005
Lot Size	0.224 acres (9,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2019)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-074048`

Property Details

APN / Parcel Number

Primary APN	`03-074048`
Alternative APN	`074048`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,769 sqft (0.224 acres)
Garage Type	Built-in
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	074048
Street Address	41655 MATTHEW CT
City	LEONARDTOWN
State	MD
Zip	20650-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-M
Legal Description	LOT 3 PHASE 2 ESTATES AT SINGLETREE
Legal Subdivision	ESTATES AT SINGLETREE
Legal Phase	2
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1052
Census Tract	875502

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 28, 2019	Deed, Transfer · FHA Mortgage TRI COUNTY ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Book / Page	5047 / 230
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956

Mortgage

Document Number	0064200034
Date	Oct 30, 2023
Book Page	6420/34

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Apr 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956

Mortgage

Document Number	0061030180
Date	Mar 25, 2022
Book Page	6103/180

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956

Mortgage

Document Number	0055990215
Date	Jan 7, 2021
Book Page	5599/215

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Apr 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 28, 2019
Property Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956
Document Number	0050470230
Book / Page	5047 / 230
Map Reference	MB 58 FO 56
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41655 MATTHEW CT, LEONARDTOWN, MD 20650-2956

Mortgage

Document Number	0000000000
Date	Mar 28, 2019
Instrument	5047-239

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,900 (+17.47%)	$479,700 (+14.21%) Land $105,700 Building $374,000
2025	$4,761.00 (+12.1%) Homeowner's exemption
2023	$4,247.00	$374,467	$420,000 Land $105,700 Building $314,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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