4165 State Rte 121 S, Murray, KY 42071 Property Records

Calloway County property record for 4165 State Rte 121 S, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details1,453 sqft
OwnerIndividual Name on File
Last Sale$116,000 (Jun 2018)
Tax Bill$1,132 (2025)
Deeds & MortgagesJun 2018 Line of Credit
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN061-0-0016

Property Details

APN / Parcel Number

Primary APN061-0-0016
Alternative APN
  • 837

Interior

Stories1 Story
Building Area1,453 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelPropane

Location & Zoning

Account Number837
Street Address4165 STATE ROUTE 121 S
CityMURRAY
StateKY
Zip42071-5920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4165 STATE ROUTE 121 SOUTH
JurisdictionCALLOWAY KY
Township / Civil DivisionNEW CONCORD
Census Block Group3
Census Block3005
Census Tract10800

Owner

Source: Calloway County records · APN 061-0-0016

Assessment roll updated November 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 03, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 01, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2018 · Amount on Record
Deed SaleJun 01, 2018 · Amount on Record
Prior SaleMay 15, 2008 · Amount on Record
Deed Document Number627720
Deed Book / Page1175 / 557
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001175/577
DateJun 01, 2018
Book Page1175/577
Instrument627722
Lender
NameUS BANK NA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920
Transaction TypeMortgage
Record UpdatedJan 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00001255/3
DateMay 21, 2020
Book Page1255/3
Instrument641200
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920

Mortgage

Document Number001351/270
DateJan 03, 2022
Book Page1351/270
Instrument654574
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueNov 15, 2041

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateJun 01, 2018
Property Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920
Document Number001175/557
Book / Page1175 / 557
Instrument DateMay 31, 2018
Instrument627720
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 STELLA DR, MURRAY, KY 42071-8212

Transferred To (Grantee/Buyer)

NameVerified Name
Address4165 STATE ROUTE 121 S, MURRAY, KY 42071-5920

Mortgage

Document Number0000627721
DateJun 01, 2018
Instrument627721
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,132.00 (-1.65%)$125,000 (-)$125,000 (-)
2023$1,151.00$125,000$125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on State Rte 121 S

Nearby Streets

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