4165 SE 2nd Ave, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4165 SE 2nd Ave, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1961
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2022)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05828-0-00000`

Property Details

APN / Parcel Number

Primary APN	`05828-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Gross Area	2,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal

Exterior Amenities

Porch	Finished/Screened Porch
Shed	1 Shed
Shed Area	56 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4165 SE 2ND AVE
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 6 OF BLK 2 OF UNIT 1 OF K C E ALSO: N1/2 OF LOT 5 BLK 2 OF KCE UNIT 1
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	KEYSTONE CLUB ESTATE
Legal Block	2
Legal Lot Number	6
Legal Unit	1
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4165 SE 2ND AVE, KEYSTONE HGTS, FL 32656-6216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL CTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	202204006585
Deed Book / Page	1980 / 163
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jul 11, 2022
Property Address	4165 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6216
Document Number	0004006585
Book / Page	1980 / 163
Map Reference	MB 3 PG 9&10
Instrument Date	Jul 8, 2022
Instrument	202204006585
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SANTA FE TITLE COMPANY, SANTA FE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14545 DABNEY CT, SPRING HILL, FL 34610-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4165 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6216

Mortgage

Document Number	0001980165
Date	Jul 11, 2022
Instrument	1980/165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	4165 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6216
Document Number	0004007054
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4165 SE 2ND AVE KEYSTONE HEIGHTS FL 326566216, KEYSTONE HEIGHTS, FL 32656-6216

Mortgage

Document Number	0004007054
Date	Aug 16, 2018
Book Page	001749/000036
Instrument	4007054

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+11.54%) Homeowner's exemption	$185,296 (+3.7%)	$206,256 (+6.63%) Land $48,000 Building $158,256
2024	$2,261.00 (+3.34%) Homeowner's exemption	$178,682 (+3%)	$193,440 (+3.79%) Land $45,000 Building $148,440
2023	$2,188.00 (+193.3%) Homeowner's exemption	$173,478 (+106.69%)	$186,372 (+79.39%) Land $37,500 Building $148,872
2022	$746.00 Homeowner's exemption	$83,932	$103,891 Land $27,000 Building $76,891

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on SE 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures