Polk County property record for 4165 Ryals Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 2007 |
| Lot Size | 0.346 acres (15,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Jan 2008) |
| Tax Bill | $834 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-33-000000-044410 |
| Primary APN | 23-29-33-000000-044410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,080 sqft (0.346 acres) |
| Lot Dimensions | 177 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 50 sqft |
| Street Address | 4165 RYALS RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-8861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | W 100 FT OF N 202.21 FT OF SW1/4 OF SW1/4 OF SW1/4 LESS RDS BEING LOT 3 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 33 |
| Legal Subdivision | CLAVILLE PROP |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14903 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 19, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2008 · Amount on Record |
| Deed Sale | Jan 4, 2008 · Amount on Record |
| Prior Sale | Apr 19, 2006 · Amount on Record |
| Deed Document Number | 20082012 |
| Deed Book / Page | 7523 / 455 |
| Last Transfer Date | Jun 15, 2023 |
| Transfer Doc | 0000143427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Document Number | 0000198043 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 12811/84 |
| Instrument | 2023198043 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Document Number | 0000143427 |
| Book / Page | 12733 / 2209 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023143427 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Name | Verified Name |
|---|---|
| Address | 4165 RYALS ROAD, REMAINDER, FL |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000166147 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 11778/379 |
| Instrument | 2021166147 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4165 RYALS RD, MULBERRY, FL 33860-8861 |
| Document Number | 0114202028 |
| Instrument Date | Oct 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4165 RYALS RD MULBERRY FL 338608861, MULBERRY, FL 33860-8861 |
| Document Number | 0114202028 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 011420/002028 |
| Instrument | 221881 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 19, 2035 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $834.00 (-33.28%) Homeowner's exemption | $104,726 (+5.99%) | $173,228 (+9.64%) Land $13,500 Building $159,728 |
| 2023 | $1,250.00 (+4.87%) Homeowner's exemption | $98,811 (+3%) | $157,999 (-31.5%) Land $13,000 Building $144,999 |
| 2022 | $1,192.00 Homeowner's exemption | $95,933 | $230,650 Land $10,500 Building $220,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | G ; H MOBILE HOME PARK INC private · serves 80 people · EPA ID FL6530091 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | Arsenic resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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