4165 Purdy Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 4165 Purdy Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 1994
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$4,826 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292600 80.04-1-24`

Property Details

APN / Parcel Number

Primary APN	`292600 80.04-1-24`
Alternative APN	`26000800040001024000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	267 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4165 PURDY RD
City	LOCKPORT
State	NY
Zip	14094-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	23401

Owner

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4165 PURDY RD, LOCKPORT, NY 14094-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed, Transfer · Conventional Mortgage M & T BANK
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit CORNERSTONE CMNTY FCU
Dec 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jan 13, 2000 · Amount on Record
Deed Document Number	202216144
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0000023676
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 17, 2022
Property Address	4165 PURDY RD, LOCKPORT, NY 14094-1031
Document Number	0000006144
Instrument Date	Aug 1, 2022
Instrument	2022-16144
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4165 PURDY RD, 4165, LOCKPORT, NY 14094-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PARKSIDE PL, YOUNGSTOWN, NY 14174-1232

Mortgage

Document Number	0000006145
Date	Aug 17, 2022
Instrument	2022-16145

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4165 PURDY RD, LOCKPORT, NY 14094-1031
Document Number	0000012473
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4165 PURDY RD LOCKPORT NY 140941031, LOCKPORT, NY 14094-1031

Mortgage

Document Number	0000012473
Date	Aug 5, 2019
Instrument	12473

Lender

Name	CORNERSTONE CMNTY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2039

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 1, 2017
Property Address	4165 PURDY RD, LOCKPORT, NY 14094-1031
Document Number	0000023676
Instrument Date	Oct 19, 2017
Instrument	23676
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4165 PURDY RD LOCKPORT NY 140941031, LOCKPORT, NY 14094-1031

Tax Assessment & Valuation

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,826.00 (-6.13%)
2025	$5,141.00	$230,000 (+10.05%) Land $29,200 Building $200,800	$230,000 (+10.05%) Land $29,200 Building $200,800
2023		$209,000 Land $24,200 Building $184,800	$209,000 Land $24,200 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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