4165 Jespersen St, Apopka, FL 32712 Property Records

Orange County property record for 4165 Jespersen St, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,196 sqft · built 2024
Owner2 Individual Names on Record
Last Sale$470,400 (Aug 2024)
Tax Bill$7,248 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-20-27-3090-00-160

Property Details

APN / Parcel Number

Primary APN14-20-27-3090-00-160
Alternative APNs
  • 272014309000160
  • 103682
  • 104046
  • 105065

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,196 sqft Living Area
Gross Area2,873 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block/Stucco

Location & Zoning

Street Address4165 JESPERSEN ST
CityAPOPKA
StateFL
Zip32712-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU-T
Legal DescriptionGOLDEN ORCHARD 108/116 LOT 16
Legal SubdivisionGOLDEN ORCHARD
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2018
Census Tract17902

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4165 JESPERSEN ST, APOPKA, FL 32712-4914
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number2024505322
Record UpdatedOct 29, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateAug 29, 2024
Property Address4165 JESPERSEN ST, APOPKA, FL 32712-4914
Document Number0000505322
Map ReferenceMB 108 PG 116
Instrument DateAug 28, 2024
Instrument20240505322
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,292.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4165 JESPERSEN ST, APOPKA, FL 32712-4914

Mortgage

Document Number0000505323
DateAug 29, 2024
Instrument20240505323
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,710 (-8.17%) Land $90,000 Building $351,710$441,710 (-8.17%) Land $90,000 Building $351,710
2025$7,248.00 (+335.32%)$481,000 (+358.1%) Land $90,000 Building $391,000$481,000 (+358.1%) Land $90,000 Building $391,000
2024$1,665.00 (-9.85%)
2023$1,847.00 (+312.28%)$105,000 (+5%) Land $105,000$105,000 (+5%) Land $105,000
2022$448.00$17,500 Land $17,500$17,500 Land $17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: AT&T, CenturyLink.

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