4165 Flora Pl, Saint Louis, MO 63110 Property Records

St. Louis City property record for 4165 Flora Pl, Saint Louis, MO 63110

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,040 sqft · built 1922
Lot Size	0.173 acres (7,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,000 (Jul 2020)
Tax Bill	$10,015 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2018 Line of Credit
APN	`4940-9-370.000`

Property Details

APN / Parcel Number

Primary APN	`4940-9-370.000`
Alternative APN	`4940-00-0370-0`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	3,040 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,543 sqft (0.173 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4165 FLORA PL
City	SAINT LOUIS
State	MO
Zip	63110-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	C.B. 4940 FLORA PLACE 50 FT X 173 FT 8 IN SHAWS FLORA BL ADDN LOT 19
Legal Subdivision	SHAWS FLORA BL ADDN
Legal Block	3
Legal Lot Number	19
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3009
Census Tract	117200

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4165 FLORA PL, SAINT LOUIS, MO 63110-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Warranty Deed, Transfer FIRST ST BK/ST CHARLES
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Dec 27, 2011
Deed Document Number	2020106
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jul 20, 2020
Property Address	4165 FLORA PL, SAINT LOUIS, MO 63110-3605
Document Number	0007200106
Instrument Date	Jul 15, 2020
Instrument	200720000106
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4165 FLORA PL ST LOUIS MO 631103605, ST LOUIS, MO 63110-3605

Mortgage

Document Number	7200107
Date	Jul 20, 2020
Instrument	200720000107

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4165 FLORA PL, SAINT LOUIS, MO 63110-3605
Document Number	0001230113
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4165 FLORA PL ST LOUIS MO 631103605, ST LOUIS, MO 63110-3605

Mortgage

Document Number	0001230113
Date	Jan 23, 2018
Instrument	180123000113

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 22, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,840 (-) Land $5,970 Building $106,870
2025	$10,015.00 (+12.33%)	$112,840 (+10.36%) Land $5,970 Building $106,870	$593,886 (+10.36%) Land $31,400 Building $562,486
2023	$8,916.00 (+14.96%)	$102,250 (+9.36%) Land $5,970 Building $96,280	$538,158 (+9.36%) Land $31,421 Building $506,737
2022	$7,756.00	$93,500 Land $5,970 Building $87,530
2021			$492,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Wisper ISP.

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