4164 Westerly Ln, Charleston, SC 29414 Property Records

Charleston County property record for 4164 Westerly Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2025)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`359-14-00-023`

Property Details

APN / Parcel Number

Primary APN	`359-14-00-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	1,183 sqft
Upper Floors Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Terrain	High
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4164 WESTERLY LN
City	CHARLESTON
State	SC
Zip	29414-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVER OAKS PHASE V DESCRIPTION -LOT 160
Legal Subdivision	RIVER OAKS PHASE V
Legal Phase	5
Legal Lot Number	160
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1020
Census Tract	5702

Owner

4164 Westerly Ln is owned and occupied by an individual who bought it in May 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4164 WESTERLY LN, CHARLESTON, SC 29414-7529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
Dec 29, 2017	Grant Deed, Transfer · Conventional with PMI CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Book / Page	1310 / 738
Prior Transfer Date	Sep 21, 1999
Prior Transfer Doc	0U334/0264
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4164 WESTERLY LN, CHARLESTON, SC 29414-7529
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011000385
Date	Apr 14, 2022
Book Page	1100/385

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 29, 2017
Property Address	4164 WESTERLY LN, CHARLESTON, SC 29414-7529
Document Number	0689/0720
Book / Page	000689 / 000720
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GAZEBO LN SMITHTOWN NY 117872843, SMITHTOWN, NY 11787-2843

Mortgage

Document Number	689/0721
Date	Dec 29, 2017
Book Page	000689/000721

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4164 Westerly Ln was $1,604, down 63.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (-63.69%)	$288,420 (+1,816.41%) Land $74,750 Building $213,670	$417,700 Land $104,600 Building $313,100
2024	$4,418.00	$15,050
2022	$4,073.00	$15,050	$250,800 Land $65,000 Building $185,800
2020			$250,800 Land $65,000 Building $185,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4164 Westerly Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4164 Westerly Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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