4164 Michael Ave, Fremont, CA 94538 Property Records

Alameda County property record for 4164 Michael Ave, Fremont, CA 94538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1960
Lot Size0.17 acres (7,416 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Jul 2017)
Tax Bill$15,393 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN525-1271-104

Property Details

APN / Parcel Number

Primary APN525-1271-104
Alternative APN
  • 525-1271-104-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1961
Architectural StyleOther
Construction TypeWood
Lot Area7,416 sqft (0.17 acres)

Location & Zoning

Street Address4164 MICHAEL AVE
CityFREMONT
StateCA
Zip94538-4165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1683 BLK 4 LOT 1
JurisdictionALAMEDA CA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3006
Census Tract443002

Owner

Source: Alameda County records · APN 525-1271-104

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4164 MICHAEL AVE, FREMONT, CA 94538-4165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 25, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Jul 17, 2017Grant Deed, Transfer · ARM
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2017 · Amount on Record
Deed SaleJul 17, 2017 · Amount on Record
Deed Document Number2017154589
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4164 MICHAEL AVE, FREMONT, CA 94538-4165
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4164 MICHAEL AVE, FREMONT, CA 94538-4165

Mortgage

Document Number0000125595
DateMar 29, 2021
Instrument2021125595
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 07, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4164 MICHAEL AVE, FREMONT, CA 94538-4165
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4164 MICHAEL AVE, FREMONT, CA 94538-4165

Mortgage

Document Number0000270952
DateOct 13, 2020
Instrument2020270952
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4164 MICHAEL AVE, FREMONT, CA 94538-4165
Document Number0000136569
Instrument DateJun 25, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4164 MICHAEL AVE FREMONT CA 945384165, FREMONT, CA 94538-4165

Mortgage

Document Number0000136569
DateJul 17, 2019
Instrument136569
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJul 16, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJul 17, 2017
Property Address4164 MICHAEL AVE, FREMONT, CA 94538-4165
Document Number0000154589
Map ReferenceMB38 PG75
Instrument DateJul 12, 2017
Instrument2017154589
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4164 MICHAEL AVE, FREMONT, CA 94538-4165

Mortgage

Document Number0000154590
DateJul 17, 2017
Instrument2017154590
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Mortgage

Document Number0000154591
DateJul 17, 2017
Instrument2017154591
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityFremont City
Unified School DistrictFremont Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$15,393.00 (+7.92%) Homeowner's exemption$1,251,591 (+4.04%) Land $455,124 Building $796,467
2023$14,264.00 Homeowner's exemption$1,202,993 Land $437,452 Building $765,541

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet Holdings
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Tekify
Fixed Wireless
600 / 130
Etheric Communications, LLC.
Fixed Wireless
250 / 100
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 868 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALAMEDA COUNTY WATER DISTRICT
serves 344,000 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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