4164 High Ridge Pl, Castro Valley, CA 94552 Property Records

Alameda County property record for 4164 High Ridge Pl, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1967
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (May 2024)
Tax Bill	$21,330 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-6301-17`

Property Details

APN / Parcel Number

Primary APN	`85-6301-17`
Alternative APN	`085-6301-017-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,080 sqft (0.231 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4164 HIGH RIDGE PL
City	CASTRO VALLEY
State	CA
Zip	94552-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 0002 TR: 2920
Legal Subdivision	2920 EDEN TOWNSHIP
Legal Tract	2920
Legal Block	1
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1013
Census Tract	430101

Owner

4164 High Ridge Pl is owned and occupied by two individuals who bought it in May 2024.

Source: Alameda County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	Dec 2, 2016 · Amount on File
Deed Document Number	202459095
Prior Transfer Date	Jun 30, 2005
Prior Transfer Doc	0000314863
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Jul 21, 2026
Property Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927
Document Number	0000094378
Instrument Date	Jul 16, 2026
Instrument	202694378
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927

Mortgage

Document Number	0000094378,
Date	Jul 21, 2026
Instrument	202694378

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927

Mortgage

Document Number	0000024467
Date	Feb 13, 2024
Instrument	2024024467

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927

Mortgage

Document Number	0000369587
Date	Nov 12, 2021
Instrument	2021369587

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4164 HIGH RIDGE PL, CASTRO VALLEY, CA 94552-4927
Document Number	0000059633
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4164 HIGH RIDGE PL CASTRO VALLEY CA 945524927, CASTRO VALLEY, CA 94552-4927

Mortgage

Document Number	0000059633
Date	Mar 12, 2020
Instrument	59633

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4164 High Ridge Pl was $21,330, up 62.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,768,680 (+2%) Land $530,604 Building $1,238,076
2025	$21,330.00 (+62.9%)	$1,734,000 Land $520,200 Building $1,213,800
2024	$13,094.00 (+1.55%)
2023	$12,894.00 Homeowner's exemption	$1,026,260 Land $307,878 Building $718,382	$1,166,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4164 High Ridge Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4164 High Ridge Pl is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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