4164 E Bernice St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4164 E Bernice St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,862 sqft · built 2021
Lot Size	0.125 acres (5,460 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Jun 2025)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-29-109`

Property Details

APN / Parcel Number

Primary APN	`313-29-109`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,460 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4164 E BERNICE ST
City	GILBERT
State	AZ
Zip	85295-0373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	FULTON HOMES COOLEY STATION PARCELS 9 11 17A AND 30 MCR 1438-03
Legal Range	06E
Legal Township	01S
Legal Section	36
Legal Subdivision	FULTON HOMES COOLEY STATION PARCELS 9 11
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1027
Census Tract	815601

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Warranty Deed, Transfer · Conventional Mortgage ZB NA
Dec 5, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUWEST CU
Dec 5, 2022	Special Warranty Deed, Construction Loan SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Nov 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage M & T BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	20250348129
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 17, 2025
Property Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373
Document Number	0000348129
Map Reference	MB 1438 PG 3
Instrument Date	Jun 16, 2025
Instrument	20250348129
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373

Mortgage

Document Number	0000348130
Date	Jun 17, 2025
Instrument	20250348130

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Max Rate	12.6%

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2022
Property Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373
Document Number	0000872737
Map Reference	MB 1438 PG 3
Instrument Date	Nov 23, 2022
Instrument	20220872737
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373

Mortgage

Document Number	0000872738
Date	Dec 5, 2022
Instrument	20220872738

Lender

Name	TRUWEST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

December 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2022
Property Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373
Document Number	0000872736
Map Reference	MB 1438 PG 3
Instrument Date	Nov 23, 2022
Instrument	20220872736
Transaction Type	Construction Loan
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 S KYRENE RD STE 202, 202, TEMPE, AZ 85284-2929

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2020
Property Address	4164 E BERNICE ST, GILBERT, AZ 85295-0373
Document Number	0001122948
Instrument Date	Nov 6, 2020
Instrument	1122948
Transaction Type	Construction Loan
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0001122948
Date	Nov 17, 2020
Instrument	1122948

Lender

Name	M & T BK
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,870 (+9.36%)	$468,700 (+9.36%) Land $93,700 Building $375,000
2025	$1,960.00 (-6%)
2024		$42,860	$428,600 Land $85,700 Building $342,900
2023	$2,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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