41637 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41637 Silver Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,279 sqft · built 1991
Lot Size	1.05 acres (45,802 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jul 2023)
Tax Bill	$3,212 (2024)
Deeds & Mortgages	Jul 2023 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0001-000-00908`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0001-000-00908`
Alternative APN	`2773693`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,279 sqft Living Area
1st Floor Area	1,302 sqft
Basement Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2022
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Shingle
Lot Area	45,802 sqft (1.05 acres)
Lot Dimensions	300 ft deep x 140 ft wide
Garage Type	Finished
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	611 sqft
Patio Area	112 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	2773693
Street Address	41637 SILVER DR
City	UMATILLA
State	FL
Zip	32784-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NE COR OF NW 1/4 OF NE 1/4 RUN S 1863.4 FT N 40DEG 57MIN W 46.18 FT N 75DEG W 130.48 FT N 57DEG 04MIN W 355.8 FT S 66DEG
Legal Range	26E
Legal Township	18S
Legal Section	01
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41637 SILVER DR, UMATILLA, FL 32784-7409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Feb 11, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	2023081323
Deed Book / Page	6172 / 76
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 7, 2023
Property Address	41637 SILVER DR, UMATILLA, FL 32784-7409
Document Number	0061720076
Book / Page	6172 / 76
Instrument Date	May 17, 2023
Instrument	2023081323
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36724 TROPICAL WIND LN, GRAND ISLAND, FL 32735-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41637 SILVER DR, UMATILLA, FL 32784-7409

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 11, 2020
Property Address	41637 SILVER DR, UMATILLA, FL 32784-7409
Document Number	0054200277
Book / Page	5420 / 0277
Instrument Date	Feb 5, 2020
Instrument	2020017451
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 W CLOVELLY LN, 2245, SAINT AUGUSTINE, FL 32092-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41637 SILVER DR, UMATILLA, FL 32784-7409

Mortgage

Document Number	0054200279
Date	Feb 11, 2020
Instrument	5420/0279

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,770 (-24.23%) Land $120,000 Building $105,770	$408,872 (+3.08%) Land $120,000 Building $288,872
2024	$3,212.00 (-20.79%)
2023	$4,055.00 (+4.67%) Homeowner's exemption	$297,970 (+3%)	$396,642 (+10.64%) Land $120,000 Building $276,642
2022	$3,874.00 Homeowner's exemption	$289,300	$358,505 Land $100,000 Building $258,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile, Verizon, Xfinity.

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