4163 Stone Ridge Dr, Rootstown, OH 44272 Property Records

Portage County property record for 4163 Stone Ridge Dr, Rootstown, OH 44272

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,761 sqft · built 2005
Lot Size	1.5 acres (65,601 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Apr 2021)
Tax Bill	$5,511 (2024)
Deeds & Mortgages	Feb 2022 Second Mortgage Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-004-00-00-010-041`

Property Details

APN / Parcel Number

Primary APN	`32-004-00-00-010-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,761 sqft Living Area
1st Floor Area	1,790 sqft
Upper Floors Area	630 sqft
Attic	Attic
Attic Area	341 sqft
Basement Area	1,790 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	65,601 sqft (1.5 acres)
Garage Area	1,546 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4163 STONE RIDGE DR
City	ROOTSTOWN
State	OH
Zip	44272-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE SD LOT 40
Legal Subdivision	STONE RIDGE SD
Legal Lot Number	40
Jurisdiction	PORTAGE OH
Township / Civil Division	ROOTSTOWN
Census Block Group	2
Census Block	2001
Census Tract	601802

Owner

4163 Stone Ridge Dr is owned and occupied by an individual who bought it in April 2021.

Source: Portage County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIVE POINTS BANK OF HASTINGS
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MTG
Jul 30, 2020	Deed of Trust, Mortgage · Conventional with PMI VETERANS UNITED HM LNS
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 29, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	736
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	BENNETT LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	0202202806
Date	Feb 15, 2022
Instrument	202202806

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	KENT, OH 44240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTAGE OH
Recording Date	Apr 6, 2021
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Document Number	0202107301
Map Reference	PL 2003-62
Instrument Date	Apr 5, 2021
Instrument	202107301
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	0202107302
Date	Apr 6, 2021
Instrument	202107302

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTAGE OH
Recording Date	Dec 28, 2020
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Document Number	0000024225
Instrument Date	Nov 6, 2020
Instrument	24225
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 STONE RIDGE DR ROOTSTOWN OH 442729547, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	24226
Date	Dec 28, 2020
Instrument	24226

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Document Number	0000013663
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4163 STONE RIDGE DR ROOTSTOWN OH 442729547, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	0000013663
Date	Aug 4, 2020
Instrument	13663

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTAGE OH
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Document Number	0000014671
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4163 STONE RIDGE DR ROOTSTOWN OH 442729547, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	0000014671
Date	Sep 11, 2019
Instrument	14671

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PORTAGE OH
Recording Date	May 29, 2018
Property Address	4163 STONE RIDGE DR, ROOTSTOWN, OH 44272-9547
Document Number	0000008576
Instrument Date	May 25, 2018
Instrument	8576
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4163 STONE RIDGE DR ROOTSTOWN OH 442729547, ROOTSTOWN, OH 44272-9547

Mortgage

Document Number	8578
Date	May 29, 2018
Instrument	8578

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Portage County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Portage County
County Subdivision	Rootstown Township
Unified School District	Rootstown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,511.00 (+9.17%) Homeowner's exemption	$114,380 (+5.38%) Land $12,250 Building $102,130	$326,800 Land $35,000 Building $291,800
2023	$5,048.00 (+6.21%) Homeowner's exemption	$108,540 (-) Land $12,250 Building $96,290
2022	$4,753.00 Homeowner's exemption	$108,540 Land $12,250 Building $96,290	$310,100 (-) Land $35,000 Building $275,100
2021			$310,100 Land $35,000 Building $275,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4163 Stone Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4163 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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