4163 Quail Wood Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4163 Quail Wood Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,472 sqft · built 2001
Lot Size	0.455 acres (19,820 sqft)
Owner	Owner Name on Record
Last Sale	$259,500 (May 2014)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`89059`

Property Details

APN / Parcel Number

Primary APN	`89059`
Alternative APN	`012730484300010540`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,472 sqft Heated Area
Gross Area	4,713 sqft
1st Floor Area	2,189 sqft
Upper Floors Area	1,283 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,820 sqft (0.455 acres)
Lot Dimensions	180 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Porch
Porch Area	761 sqft
Deck Area	1,360 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	89059
Street Address	4163 QUAIL WOOD DR
City	SAINT CLOUD
State	FL
Zip	34772-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1A
Legal Description	QUAIL WOOD UNIT 2 PB 8 PG 34 LOT 54
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	QUAIL WOOD UNIT ONE & TWO
Legal Tract	4843
Legal Block	1
Legal Lot Number	54
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	43205

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4163 QUAIL WOOD DR, SAINT CLOUD, FL 34772-7692
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Last Sale	May 22, 2014 · Amount on Record
Deed Sale	May 22, 2014 · Amount on Record
Prior Sale	Jul 19, 2010 · Amount on Record
Deed Document Number	2014072270
Deed Book / Page	4612 / 2099
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4163 QUAIL WOOD DR, SAINT CLOUD, FL 34772-7692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLYMPIA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 QUAIL WOOD DR, SAINT CLOUD, FL 34772-7692

Mortgage

Document Number	0058382978
Date	Nov 24, 2020
Book Page	5838/2978
Instrument	2020160670

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4163 QUAIL WOOD DR, SAINT CLOUD, FL 34772-7692
Document Number	0053891573
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 QUAIL WOOD DR ST CLOUD FL 347727692, ST CLOUD, FL 34772-7692

Mortgage

Document Number	0053891573
Date	Aug 22, 2018
Book Page	005389/001573
Instrument	128227

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 (+7.39%) Homeowner's exemption	$242,738 (+5.99%)	$485,600 (+6.89%) Land $65,000 Building $420,600
2023	$3,369.00 (+4.86%) Homeowner's exemption	$229,027 (+3%)	$454,300 (+14.2%) Land $45,000 Building $409,300
2022	$3,213.00 Homeowner's exemption	$222,357	$397,800 Land $45,000 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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