4163 Migisi Rd, Ely, MN 55731 Property Records

St. Louis County property record for 4163 Migisi Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,190 sqft · built 2017
Lot Size	5.12 acres (223,089 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2019)
Tax Bill	$3,992 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`317-0028-00050`

Property Details

APN / Parcel Number

Primary APN	`317-0028-00050`
Alternative APN	`1080009`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Gross Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	223,089 sqft (5.12 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	240 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1080009
Street Address	4163 MIGISI RD
City	ELY
State	MN
Zip	55731-8093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 1 SERIAL #
Legal Subdivision	CAMP NORTH
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1042
Census Tract	15402

Owner

Source: St. Louis County records · APN 317-0028-00050

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4163 MIGISI RD, ELY, MN 55731-8093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage FRANDSEN BK&TR
Oct 07, 2019	Loan Modification, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 05, 2019	Loan Modification, Mortgage FRANDSEN BK&TR
Jan 11, 2019	Warranty Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jan 11, 2019	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR
Mar 09, 2017	Deed with Mortgage, Transfer · Conventional Mortgage ROBERT J & CATHERINE R KRUSE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20191006870
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001058013
Date	Jun 22, 2022
Instrument	1058013

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 15, 2029

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1029596
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4163 MIGISI RD ELY MN 557318093, ELY, MN 55731-8093

Mortgage

Document Number	00T1029596
Date	Sep 28, 2020
Instrument	T1029596

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1016779
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4163 MIGISI RD ELY MN 557318093, ELY, MN 55731-8093

Mortgage

Document Number	00T1016779
Date	Oct 28, 2019
Instrument	T1016779

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1016512
Instrument Date	Oct 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4163 MIGISI RD ELY MN 557318093, ELY, MN 55731-8093

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1013924
Instrument Date	Jul 05, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4163 MIGISI RD ELY MN 557318093, ELY, MN 55731-8093

Mortgage

Document Number	00T1013924
Date	Aug 19, 2019
Instrument	T1013924

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Term	12 Months
Due	Aug 18, 2020

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2019
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1006869
Instrument Date	Jan 07, 2019
Instrument	T1006869
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$206.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16277 TERRACEWOOD DR EDEN PRAIRIE MN 553462425, EDEN PRAIRIE, MN 55346-2425

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2019
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Document Number	00T1006870
Instrument Date	Jan 07, 2019
Instrument	T1006870
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16277 TERRACEWOOD DR EDEN PRAIRIE MN 553462425, EDEN PRAIRIE, MN 55346-2425

Mortgage

Document Number	1006871
Date	Jan 11, 2019
Instrument	1006871

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Mar 09, 2017
Property Address	4163 MIGISI RD, ELY, MN 55731-8093
Instrument Date	Mar 02, 2017
Instrument	T982852
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 WENTWORTH AVE MENDOTA HEIGHTS MN 551182703, MENDOTA HEIGHTS, MN 55118-2703

Mortgage

Document Number	000T982852
Date	Mar 09, 2017
Instrument	T982852

Lender

Name	ROBERT J & CATHERINE R KRUSE
Address	7692 S BAY DR, BLOOMINGTON, MN 55438-2900
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 08, 2019

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,992.00 (-3.11%) Homeowner's exemption
2025	$4,120.00 (+22.18%) Homeowner's exemption	$476,000 (-5.48%) Land $124,000 Building $352,000	$476,000 (-5.48%) Land $124,000 Building $352,000
2024	$3,372.00	$503,600 (+41.02%) Land $130,500 Building $373,100	$503,600 (+41.02%) Land $130,500 Building $373,100
2022		$357,100 Land $101,900 Building $255,200	$357,100 Land $101,900 Building $255,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 85% of Minnesota
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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