4163 Malta Pl, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4163 Malta Pl, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1962
Lot Size	0.238 acres (10,371 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2023)
Tax Bill	$2,111 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`099-162-52`

Property Details

APN / Parcel Number

Primary APN	`099-162-52`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	1,065 sqft
1st Floor Area	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,371 sqft (0.238 acres)
Garage Type	Carport
Carport	Carport
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	099-162-52
Street Address	4163 MALTA PL
City	CHARLOTTE
State	NC
Zip	28215-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L6 BH M1923-287
Legal Subdivision	OAK FOREST SEC 02
Legal Block	H
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1504

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4163 MALTA PL, CHARLOTTE, NC 28215-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU
Feb 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	0038027281
Deed Book / Page	38027 / 281
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 31, 2023
Property Address	4163 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000028734
Book / Page	38027 / 281
Map Reference	MB 1923 PG 287
Instrument Date	Mar 31, 2023
Instrument	2023028734
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5517 MOUNTAIN POINT LN, CHARLOTTE, NC 28216-7757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 MALTA PL, CHARLOTTE, NC 28215-3311

Mortgage

Document Number	0000028735
Date	Mar 31, 2023
Instrument	2023028735

Lender

Name	ALLEGACY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2038
Change Frequency	10 Years
Min Rate At Change	5%
Max Rate At Change	10.6%
Index	10-Year TN
Max Rate	10.6%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 3, 2022
Property Address	4163 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000018653
Book / Page	37032 / 852
Map Reference	MB 1923 PG 287
Instrument Date	Feb 2, 2022
Instrument	2022018653
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9216 BLACK RD, MIDLAND, NC 28107-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5517 MOUNTAIN POINT LN, CHARLOTTE, NC 28216-7757
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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