4163 Division St, McBrides, MI 48852 Property Records

Montcalm County property record for 4163 Division St, McBrides, MI 48852 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1878
Lot Size	32.1 acres (1,401,499 sqft)
Owner	Individual Name on File
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2021 Refinance + 1 more
APN	`048-400-002-03`

Property Details

APN / Parcel Number

Primary APN	`048-400-002-03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,824 sqft Building Perimeter
1st Floor Area	1,224 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Ranch
Lot Area	1,401,499 sqft (32.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4163 DIVISION ST
City	MCBRIDES
State	MI
Zip	48852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 1/4 OF SE 1/4 EX PART PLATTED AS CUSTER & EX BEG AT SW COR OF THE INTERSECTION OF CENTRAL & FIRST ST IN THE VILLAGE OF CUS
Legal Range	06W
Legal Township	11N
Legal Section	08
Legal Subdivision	GATES ADDITION
Legal Lot Number	169
Jurisdiction	MONTCALM MI
Township / Civil Division	DAY
Census Block Group	3
Census Block	3028
Census Tract	970200

Owner

Source: Montcalm County records · APN 048-400-002-03

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4163 DIVISION ST, MCBRIDES, MI 48852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 07, 2019	Deed of Trust, Mortgage · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 04, 2022
Transfer Doc	0000011673
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4163 DIVISION ST, MCBRIDES, MI 48852
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R15981
Date	Nov 15, 2021
Instrument	2021R-15981

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4163 DIVISION ST, MCBRIDES, MI 48852
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02457
Date	Feb 23, 2021
Instrument	2021R-02457

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4163 DIVISION ST, MCBRIDES, MI 48852
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R06076
Date	Jun 07, 2019
Instrument	2019R-06076

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 01, 2029
Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Day Township
Municipality	McBride Village
Unified School District	Montabella Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,600 (+13.22%)	$255,200 (+13.22%)
2025	$1,505.00 (-4.81%)	$112,700 (+41.23%)	$225,400 (+182.46%)
2024	$1,581.00
2023		$79,800	$79,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Point Broadband Fiber Holding	Fixed Wireless	100 / 20

May also be available at this address: Tri-County Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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