4163 Aurora Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 4163 Aurora Loop, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,940 sqft · built 2004
Lot Size	0.128 acres (5,606 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Mar 2025)
Tax Bill	$4,909 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`539615`

Property Details

APN / Parcel Number

Primary APN	`539615`
Alternative APNs	`380310 072089 0000` `615631` `56574`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,606 sqft (0.128 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	1,203 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	615631
Street Address	4163 AURORA LOOP
City	BELLINGHAM
State	WA
Zip	98226-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE ESTATES DIV NO 2 LOT 55
Legal Range	03
Legal Township	38
Legal Section	10
Legal Subdivision	HILLSIDE ESTATES DIV NO 2
Legal Lot Number	55
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2000
Census Tract	804

Owner

Source: Whatcom County records · APN 539615

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2555 HARBOR MASTER CT, FERNDALE, WA 98248-8563
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	2025-0301211
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 20, 2023
Property Address	4163 AURORA LOOP, BELLINGHAM, WA 98226-1723
Document Number	0000401438
Map Reference	AF 2040201788
Instrument Date	Apr 17, 2023
Instrument	2023-0401438
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 AURORA LOOP, BELLINGHAM, WA 98226-1723

Mortgage

Document Number	0000401439
Date	Apr 20, 2023
Instrument	2023-0401439

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	Other
Max Rate	10.8%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 15, 2017
Property Address	4163 AURORA LOOP, BELLINGHAM, WA 98226-1723
Document Number	2170301517
Instrument Date	Mar 01, 2017
Instrument	301517
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,003.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	73 HICKORY CIR CROSSVILLE TN 385556155, CROSSVILLE, TN 38555-6155

Mortgage

Document Number	2170301518
Date	Mar 15, 2017
Instrument	301518

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,909.00 (+29.22%)	$600,311 (+15.75%) Land $224,096 Building $376,215	$600,311 (+15.75%) Land $224,096 Building $376,215
2022		$518,618 Land $193,600 Building $325,018	$518,618 Land $193,600 Building $325,018
2021	$3,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730008042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2010, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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