4163 Apple St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4163 Apple St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,915 sqft · built 1890
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2021)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`196-0025-0016-00`

Property Details

APN / Parcel Number

Primary APN	`196-0025-0016-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	800 sqft
2nd Floor Area	768 sqft
Attic	Attic
Attic Area	347 sqft
Basement Area	722 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	100 ft deep x 22 ft wide
Porch	Open Frame Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4163 APPLE ST
City	CINCINNATI
State	OH
Zip	45223-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCP
Legal Description	APPLE ST 22X100 S PTLT11&12 JANET THOMSON EST WS APPLE ST 267.4 FT S OF CHASE
Legal Subdivision	JANET THOMSON EST
Legal Lot Number	11,12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4001
Census Tract	27700

Owner

4163 Apple St is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4163 APPLE ST, CINCINNATI, OH 45223-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit CITY OF CINCINNATI
Jan 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	2021153972
Deed Book / Page	14571 / 574
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0000111064
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2021
Property Address	4163 APPLE ST, CINCINNATI, OH 45223-2201
Document Number	0000153972
Book / Page	14571 / 574
Instrument Date	Dec 15, 2021
Instrument	2021-0153972
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4163 APPLE ST, CINCINNATI, OH 45223-2201

Mortgage

Document Number	0000153973
Date	Dec 27, 2021
Instrument	2021-0153973

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4163 APPLE ST, CINCINNATI, OH 45223-2201
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 WYOMING AVE, KINGSTON, PA 18704-3535

Mortgage

Document Number	0000079103
Date	Jun 29, 2021
Book Page	14448/3585
Instrument	2021-0079103

Lender

Name	CITY OF CINCINNATI
Type	Government Agency
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2019
Property Address	4163 APPLE ST, CINCINNATI, OH 45223-2201
Document Number	0000002870
Book / Page	013831 / 000970
Instrument Date	Jan 4, 2019
Instrument	2870
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	350 WOOD AVE CINCINNATI OH 452201668, CINCINNATI, OH 45220-1668

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2018
Property Address	4163 APPLE ST, CINCINNATI, OH 45223-2201
Document Number	0000100415
Book / Page	13794 / 02085
Instrument Date	Nov 5, 2018
Instrument	2018-0100415
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	350 WOOD AVE, CINCINNATI, OH 45220-1668

Mortgage

Document Number	0000100416
Date	Nov 13, 2018
Instrument	2018-0100416

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4163 Apple St was $4,307, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+3.14%)	$70,001 (+%) Land $9,111 Building $60,890	$200,000 Land $26,030 Building $173,970
2024	$4,176.00 (-2.22%)	$69,999 (-) Land $9,110 Building $60,889
2023	$4,271.00 (+39.58%)	$69,999 (+55.64%) Land $9,110 Building $60,889	$200,000 Land $26,030 Building $173,970
2022	$3,060.00 Homeowner's exemption	$44,975 Land $4,711 Building $40,264
2020			$128,500 Land $13,460 Building $115,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4163 Apple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4163 Apple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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