41623 Royal Trails Rd, Eustis, FL 32736 Property Records

Lake County property record for 41623 Royal Trails Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Aug 2022)
Tax Bill	$3,108 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-17-28-0100-127-00700`

Property Details

APN / Parcel Number

Primary APN	`36-17-28-0100-127-00700`
Alternative APNs	`281736010012700700` `2734787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	2,026 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2734787
Street Address	41623 ROYAL TRAILS RD
City	EUSTIS
State	FL
Zip	32736-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL TRAILS UNIT NO 1 SUB LOT 7 BLK 127 BEING IN SEC 1-18-28 PB 19 PGS 1-59 ORB 6001 PG 548
Legal Range	28E
Legal Township	17S
Legal Section	36
Legal Subdivision	ROYAL TRAILS UNIT NO 1 SUB
Legal Tract	0100
Legal Block	127
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1049
Census Tract	30111

Owner

41623 Royal Trails Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	41623 ROYAL TRAILS RD, EUSTIS, FL 32736-9795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 1, 2022	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Nov 1, 2016 · Amount on File
Deed Document Number	2022104051
Deed Book / Page	6001 / 548
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	0048741741
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41623 ROYAL TRAILS RD, EUSTIS, FL 32736-9795
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41523 ROYAL TRAILS RD, EUSTIS, FL 32736-5420

Mortgage

Document Number	0061210060
Date	Apr 6, 2023
Book Page	6121/60
Instrument	2023039666

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 1, 2022
Property Address	41623 ROYAL TRAILS RD, EUSTIS, FL 32736-9795
Document Number	0060010548
Book / Page	6001 / 548
Map Reference	MB 19 PG 1-59
Instrument Date	Jul 29, 2022
Instrument	2022104051
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WESTSIDE SETTLEMENT ASSOCS LLC, WESTSIDE SETTLEMENT ASSC LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 119, SORRENTO, FL 32776-0119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41623 ROYAL TRAILS RD, EUSTIS, FL 32736-9795

Mortgage

Document Number	0006001550
Date	Aug 1, 2022
Instrument	6001/550

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	41623 ROYAL TRAILS RD, EUSTIS, FL 32736-9795
Document Number	0052311893
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41623 ROYAL TRAILS RD EUSTIS FL 327369795, EUSTIS, FL 32736-9795

Mortgage

Document Number	0052311893
Date	Feb 4, 2019
Book Page	005231/001893
Instrument	13324

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,510 (+2.9%)	$362,948 (-) Land $100,000 Building $262,948
2025		$223,050 Land $100,000 Building $123,050	$362,948 Land $100,000 Building $262,948
2024	$3,108.00 (-38.6%)
2023	$5,062.00 (+166.42%)	$334,529 (+127.87%)	$334,529 (+26.9%) Land $80,000 Building $254,529
2022	$1,900.00 Homeowner's exemption	$146,810	$263,622 Land $60,000 Building $203,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41623 Royal Trails Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41623 Royal Trails Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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