4162 Summit Ln, Saint Paul, MN 55110 Property Records

Ramsey County property record for 4162 Summit Ln, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,061 sqft · built 1920
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2020)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-30-22-44-0043`

Property Details

APN / Parcel Number

Primary APN	`24-30-22-44-0043`
Alternative APNs	`8481182` `8496434`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8496434
Street Address	4162 SUMMIT LN
City	SAINT PAUL
State	MN
Zip	55110-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LANE SUBJ TO WATER PIPE ESMT THE SWLY 15 FT OF LOT 7 AND ALL OF LOT 6
Legal Range	22
Legal Township	30
Legal Section	24
Legal Subdivision	SUMMIT LANE
Legal Lot Number	7,6
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1004
Census Tract	40301

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4162 SUMMIT LN, SAINT PAUL, MN 55110-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ALERUS MTG
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage MEGASTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jun 26, 1998 · Amount on Record
Deed Document Number	20204806362
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 13, 2020
Property Address	4162 SUMMIT LN, WHITE BEAR TOWNSHIP, MN 55110-3927
Document Number	0004806362
Instrument Date	Apr 10, 2020
Instrument	4806362
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4162 SUMMIT LN WHITE BEAR TOWNSHIP MN 551103927, WHITE BEAR TOWNSHIP, MN 55110-3927

Mortgage

Document Number	4806363
Date	Apr 13, 2020
Instrument	4806363

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	4162 SUMMIT LN, WHITE BEAR TOWNSHIP, MN 55110-3927
Document Number	0004691160
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUMMIT LN WHITE BEAR LAKE MN 55110, WHITE BEAR LAKE, MN 55110

Mortgage

Document Number	0004691160
Date	Dec 20, 2017
Instrument	4691160

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,000 (+0.97%) Land $66,700 Building $287,300	$354,000 (+0.97%) Land $66,700 Building $287,300
2025	$5,100.00 (+13.08%)
2023	$4,510.00 Homeowner's exemption	$350,600 Land $66,700 Building $283,900	$350,600 Land $66,700 Building $283,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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