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4162 Stone Creek Loop, Lake Wales, FL 33859 Property Records

Polk County property record for 4162 Stone Creek Loop, Lake Wales, FL 33859

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 2010
Lot Size0.235 acres (10,219 sqft)
Owner2 Individual Names on Record
Last Sale$289,900 (Dec 2019)
Tax Bill$4,207 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-19-865202-011420

Property Details

APN / Parcel Number

Primary APN27-29-19-865202-011420
Alternative APNs
  • 192927865202011420
  • 92927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,449 sqft
1st Floor Area1,812 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area10,219 sqft (0.235 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area637 sqft
PorchFinished/Open Porch
Porch Area358 sqft

Location & Zoning

Street Address4162 STONE CREEK LOOP
CityLAKE WALES
StateFL
Zip33859-5749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON GOLF CLUB PHASE VI PB 144 PG 12-14 LOT 1142
Legal Range27E
Legal Township29S
Legal Section19
Legal SubdivisionLAKE ASHTON GOLF CLUB PHASE VI
Legal PhaseVI
Legal Tract865202
Legal Block3
Legal Lot Number1142
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3020
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4162 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 31, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESID'L MTG
Nov 30, 2016Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleSep 3, 2010 · Amount on Record
Deed Document Number2019277285
Deed Book / Page11092 / 1550
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4162 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0115171280
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4162 STONE CREEK LOOP LAKE WALES FL 338595749, LAKE WALES, FL 33859-5749

Mortgage

Document Number0115171280
DateDec 30, 2020
Book Page011517/001280
Instrument283677
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 31, 2019
Property Address4162 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0110921550
Book / Page011092 / 001550
Instrument DateDec 30, 2019
Instrument277285
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4162 STONE CREEK LOOP LAKE WALES FL 338595749, LAKE WALES, FL 33859-5749

Mortgage

Document Number110921556
DateDec 31, 2019
Book Page011092/001556
Instrument277288
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4162 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0100020409
Book / Page010002 / 000409
Instrument DateNov 30, 2016
Transaction TypeMortgage
Record UpdatedSep 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4162 STONE CREEK LOOP LAKE WALES FL 338595749, LAKE WALES, FL 33859-5749

Mortgage

Document Number0100020409
DateAug 17, 2017
Book Page010002/000409
Instrument158568
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Wales City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,538 (+2.7%)$282,747 (-4.18%) Land $68,000 Building $214,747
2025$4,207.00 (-43.16%) Homeowner's exemption$252,715 (+5.99%)$295,094 (-4.47%) Land $68,000 Building $227,094
2023$7,401.00 (+5.14%) Homeowner's exemption$238,440 (+3.43%)$308,910 (+10.23%) Land $68,000 Building $240,910
2022$7,039.00 Homeowner's exemption$230,524$280,249 Land $65,000 Building $215,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE WALES
serves 18,722 people · EPA ID FL6532234
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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