Sacramento County property record for 4161 Stephen Dr, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,155 sqft · built 1958 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Oct 2025) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-0243-028-0000 |
| Primary APN | 217-0243-028-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 651 sqft |
| 2nd Floor Area | 504 sqft |
| Bonus Room | Bonus Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4161 STEPHEN DR |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | CHEVIOT HILLS, LOT 74 |
| Legal Subdivision | CHEVIOT HILLS |
| Legal Lot Number | 74 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 7403 |
4161 Stephen Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4161 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Dec 19, 2014 · Amount on File |
| Deed Book / Page | 1014 / 1338 |
| Prior Transfer Date | Oct 21, 1994 |
| Prior Transfer Doc | 9410001487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 14, 2025 |
| Property Address | 4161 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4462 |
| Document Number | 0000001338 |
| Map Reference | MB 37 MAP 13 |
| Instrument Date | Oct 12, 2025 |
| Instrument | 202510141338 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4161 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4462 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001339 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202510141339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 4161 Stephen Dr was $2,264, up 5.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $381,000 (+100.65%) Land $90,000 Building $291,000 | |
| 2025 | $2,264.00 (+5.06%) | $189,882 Land $48,070 Building $141,812 |
| 2024 | $2,155.00 (-0.69%) | |
| 2023 | $2,170.00 (+6.22%) | $182,510 Land $46,204 Building $136,306 |
| 2022 | $2,043.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4161 Stephen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4161 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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