4161 Gardner Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 4161 Gardner Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 5,555 sqft · built 1980
Lot Size	19.9 acres (869,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Mar 2024)
Tax Bill	$18,970 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-014-010-00`

Property Details

APN / Parcel Number

Primary APN	`015-014-010-00`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,555 sqft Living Area
1st Floor Area	3,459 sqft
Basement Area	2,129 sqft
Unfinished Basement	2,129 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Lot Area	869,022 sqft (19.9 acres)
Lot Width	20 ft Width
Garage Area	1,064 sqft
Pool Type	Pool Type
Pool Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4161 GARDNER RD
City	METAMORA
State	MI
Zip	48455-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 14, T6N-R10E, SEC 14, BEG ON W LN OF SEC N 00DEG 58'35 W 659.83FT FROM W1/4 COR; TH S 89 DEG 58'35 E 759.3FT; THE S 00DEG
Legal Range	10E
Legal Township	06N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	3
Census Block	3004
Census Tract	341500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4161 GARDNER RD, METAMORA, MI 48455-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 27, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 13, 2018	Grant Deed, Transfer · Line of Credit LAKESTONE BK&TR
Apr 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Book / Page	3389 / 934
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0028880125
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 10, 2022
Property Address	4161 GARDNER RD, METAMORA, MI 48455-9782
Document Number	0032650856
Book / Page	3265 / 856
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4161 GARDNER RD, 4161, METAMORA, MI 48455-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9235 LAKEBLUFF DR, CLARKSTON, MI 48348-4114

Mortgage

Document Number	0003265858
Date	Jan 10, 2022
Instrument	3265/858

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 27, 2021
Property Address	4161 GARDNER RD, METAMORA, MI 48455-9782
Document Number	0031690431
Book / Page	003169 / 000431
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 337 METAMORA MI 484550337, METAMORA, MI 48455-0337

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 13, 2018
Property Address	4161 GARDNER RD, METAMORA, MI 48455-9782
Document Number	0029950111
Book / Page	002995 / 000111
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 S LAPEER RD METAMORA MI 484559702, METAMORA, MI 48455-9702

Mortgage

Document Number	29950114
Date	Nov 13, 2018
Book Page	002995/000114

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 13, 2017
Property Address	4161 GARDNER RD, METAMORA, MI 48455-9782
Document Number	0028880125
Book / Page	002888 / 000125
Instrument Date	Apr 5, 2017
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,839.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,900 (+6.98%)	$1,703,800 (+6.98%)
2025	$18,970.00 (+16.03%) Homeowner's exemption	$796,300 (+10.05%)	$1,592,600 (+10.05%)
2024	$16,349.00 (+10.48%)
2023		$723,600	$1,447,200
2022	$14,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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