4161 Co Rd 4410, Commerce, TX 75428 Property Records

Hunt County property record for 4161 Co Rd 4410, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,428 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0820-0050-0020-30`

Property Details

APN / Parcel Number

Primary APN	`0820-0050-0020-30`
Alternative APNs	`R227568` `227568`

Interior

Stories	1 Story
Building Area	2,210 sqft Gross Area
1st Floor Area	2,210 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	435,600 sqft (10 acres)
Porch	Open Porch
Shed	1 Shed
Shed Area	224 sqft

Location & Zoning

Street Address	4161 COUNTY ROAD 4410
City	COMMERCE
State	TX
Zip	75428-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0820 PARKER M L,TRACT 5-2, ACRES 10.0
Legal Subdivision	PARKER M L
Legal Tract	5-2
Legal Block	1
Legal Lot Number	5-2
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1049
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK
Aug 26, 2021	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST CO
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Jul 29, 2026
Property Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625
Document Number	0000014202
Instrument Date	Jul 24, 2026
Instrument	202614202
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	LAW AND TITLE, MONEY LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014202,
Date	Jul 29, 2026
Instrument	202614202

Lender

Name	FIRST UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625

Mortgage

Document Number	0000018622
Date	Aug 26, 2021
Instrument	2021-18622

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74702

Agreement

Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4161 COUNTY ROAD 4410, COMMERCE, TX 75428-6625
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018744
Date	Aug 10, 2022
Instrument	2022-18744

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,428.00 (+2.08%) Homeowner's exemption	$458,990 (+5.16%) Land $160,000 Building $298,990	$458,990 (+5.16%) Land $160,000 Building $298,990
2024	$6,297.00 (+122.43%)
2023		$436,450 Land $135,000 Building $301,450	$436,450 Land $135,000 Building $301,450
2022	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	300 / 60
Nextlink Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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