4161 Andros Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4161 Andros Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1990
Lot Size	0.112 acres (4,895 sqft)
Owner	Company Name on File
Last Sale	$643,000 (Nov 2016)
Tax Bill	$8,388 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169-512-55-00`

Property Details

APN / Parcel Number

Primary APN	`169-512-55-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,895 sqft (0.112 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4161 ANDROS WAY
City	OCEANSIDE
State	CA
Zip	92056-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 76 TR 012141
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012141
Legal Block	3
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	19808

Owner

4161 Andros Way is owned by a company that acquired it in October 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Reverse Mortgage NONE LISTED ON DOCUMENT
Jun 9, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on File
Deed Sale	Nov 10, 2016 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Deed Document Number	2016616141
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000671651
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000164051
Instrument Date	May 13, 2026
Instrument	2026164051
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000164051,
Date	Jun 9, 2026
Instrument	2026164051

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000164052
Instrument Date	May 13, 2026
Instrument	2026164052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000164052,
Date	Jun 9, 2026
Instrument	2026164052

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000544363
Date	Jul 30, 2021
Instrument	2021-0544363

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149965
Date	Apr 16, 2018
Instrument	2018-0149965

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2020
Property Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402
Document Number	0000671651
Map Reference	MAP 12141
Instrument Date	Oct 23, 2020
Instrument	2020-0671651
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 ANDROS WAY, OCEANSIDE, CA 92056-7402

Mortgage

Document Number	0000671650
Date	Oct 29, 2020
Instrument	2020-0671650

Lender

Name	THE LOAN STORE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4161 Andros Way was $8,388 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,172 (+2%) Land $458,791 Building $302,381
2025	$8,388.00 Homeowner's exemption	$746,248 Land $449,796 Building $296,452
2023	$7,717.00 (+0.27%) Homeowner's exemption	$717,273 Land $432,331 Building $284,942
2022	$7,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4161 Andros Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4161 Andros Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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