416017 Shadybrook Dr, Checotah, OK 74426 Property Records

McIntosh County property record for 416017 Shadybrook Dr, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1978
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$98,500 (Jul 2000)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Feb 2018 Construction Loan Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`460014350`

Property Details

APN / Parcel Number

Primary APN	`460014350`
Alternative APN	`0220-00-001-038-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Carport
Garage Area	768 sqft
Carport	Carport
Carport Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	624 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460014350
Street Address	416017 SHADYBROOK DR
City	CHECOTAH
State	OK
Zip	74426-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 BLK 1 EMERALD BAY 491/74 562/459 777/474 827/309
Legal Subdivision	EMERALD BAY
Legal Block	1
Legal Lot Number	38
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	2
Census Block	2077
Census Tract	779602

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416017 SHADYBROOK DR, CHECOTAH, OK 74426-8204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES NATIONAL BANK
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2000 · Amount on Record
Deed Sale	Jul 8, 2000 · Amount on Record
Deed Book / Page	562 / 459
Last Transfer Date	Apr 19, 2005
Transfer Doc	000827/309
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	416017 SHADYBROOK DR, CHECOTAH, OK 74426-8204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1021/721
Date	Feb 7, 2018
Book Page	1021/721
Instrument	2018-000575

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 3, 2023

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	416017 SHADYBROOK DR, CHECOTAH, OK 74426-8204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1058/026
Date	Apr 23, 2019
Book Page	1058/026
Instrument	2019-002056

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2034

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	416017 SHADYBROOK DR, CHECOTAH, OK 74426-8204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1083/720
Date	Apr 6, 2020
Book Page	1083/720
Instrument	2020-001341

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,630 (+3%) Land $495 Building $14,135	$132,999 (-5.08%) Land $4,500 Building $128,499
2025	$1,167.00 Homeowner's exemption	$14,204 (-) Land $495 Building $13,709	$140,118 (+6.19%) Land $4,500 Building $135,618
2024	$1,167.00 (+10.72%) Homeowner's exemption	$14,204 (+6.09%) Land $495 Building $13,709	$131,946 (+8.41%) Land $4,500 Building $127,446
2023	$1,054.00 Homeowner's exemption	$13,389 Land $495 Building $12,894	$121,715 Land $4,500 Building $117,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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