Santa Clara County property record for 4160 Pepper Tree Ln, San Jose, CA 95127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,020 sqft · built 1951 |
| Lot Size | 0.435 acres (18,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,385,000 (Oct 2022) |
| Tax Bill | $19,435 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 599-20-050 |
| Primary APN | 599-20-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 18,972 sqft (0.435 acres) |
| Lot Dimensions | 279 ft deep x 68 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 4160 PEPPER TREE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95127-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-6 |
| Legal Description | CITY/MUNI/TWP:UNINCORPORATED |
| Legal Subdivision | TOYON GARDENS |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 504201 |
Source: Santa Clara County records · APN 599-20-050
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4160 PEPPER TREE LN, SAN JOSE, CA 95127-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Jul 08, 1999 · Amount on Record |
| Deed Document Number | 25385972 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 13, 2022 |
| Property Address | 4160 PEPPER TREE LN, SAN JOSE, CA 95127-1239 |
| Document Number | 0025385972 |
| Map Reference | MB 20 PG 38&39 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 25385972 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4160 PEPPER TREE LN, SAN JOSE, CA 95127-1239 |
| Document Number | 0025385973 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 25385973 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 4160 PEPPER TREE LN, SAN JOSE, CA 95127-1239 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4160 PEPPER TREE LN, SAN JOSE, CA 95127-1239 |
| Document Number | 0025091579 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 25091579 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Elementary School District | Alum Rock Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,435.00 (+3.6%) Homeowner's exemption | $1,440,954 (+4.04%) Land $1,196,460 Building $244,494 |
| 2023 | $18,759.00 (+70.27%) Homeowner's exemption | $1,385,000 Land $1,150,000 Building $235,000 |
| 2022 | $11,017.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Sail Internet Holdings Fixed Wireless | 1,000 / 200 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ridge Wireless, Sonic Telecom, T-Mobile USA, Verizon.
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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