4160 Packard Rd, Temperance, MI 48182 Property Records

Monroe County property record for 4160 Packard Rd, Temperance, MI 48182 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$709 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-590-032-00`

Property Details

APN / Parcel Number

Primary APN	`02-590-032-00`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4160 PACKARD RD
City	TEMPERANCE
State	MI
Zip	48182-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISOR'S PLAT OF PACKARD PLACE LOT 32
Legal Subdivision	SUPRVRS OF PACKARD PLACE
Legal Lot Number	32
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1019
Census Tract	833100

Owner

Source: Monroe County records · APN 02-590-032-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 07, 2021
Transfer Doc	2021R13838
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704

Mortgage

Document Number	0000020914
Date	Oct 28, 2022
Instrument	2022R20914

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704
Transaction Type	Mortgage
Record Updated	Nov 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704

Mortgage

Document Number	2021R23555
Date	Sep 10, 2021
Instrument	2021R23555

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 26, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 21, 2021
Property Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704
Document Number	2021R13838
Map Reference	LB 9 PG 38
Instrument Date	May 17, 2021
Instrument	2021R13838
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704

Mortgage

Document Number	2021R13839
Date	May 21, 2021
Instrument	2021R13839

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Apr 28, 2021
Property Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704
Document Number	2021R11731
Map Reference	LB 9 PG 38
Instrument Date	Mar 20, 2020
Instrument	2021R11731
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 PACKARD RD, TEMPERANCE, MI 48182-9704

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600 (+1.63%)	$199,200 (+1.63%)
2025	$709.00 (-72.43%)	$98,000 (+35.17%) Land $98,000	$196,000 (+35.17%) Land $196,000
2023	$2,572.00	$72,500	$145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	2,500 / 2,500
BCI Mississippi Broadband	Cable	1,000 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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