Carver County property record for 4160 Lakeridge Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,085 sqft · built 1997 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $837,500 (Jul 2021) |
| Tax Bill | $9,864 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3520020 |
| Primary APN | 25-3520020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,085 sqft Finished Area |
| Gross Area | 4,742 sqft |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 1,206 sqft |
| Finished Basement | 1,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,837 sqft (0.662 acres) |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 169 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4160 LAKERIDGE RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 07 TOWNSHIP 116 RANGE 023 HIGHLANDS ON LK ST JOE 2ND ADD LOT 002 BLOCK 001 |
| Legal Range | 023 |
| Legal Township | 116 |
| Legal Section | 07 |
| Legal Subdivision | HIGHLANDS ON LK ST JOE 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | CHANHASSEN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 90501 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHOICE FINANCIAL GROUP |
| Jul 22, 2021 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Dec 31, 1997 · Amount on Record |
| Deed Document Number | 2021220387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Document Number | 000T224713 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | T224713 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55121 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Jul 22, 2021 |
| Property Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Document Number | 000T220387 |
| Instrument Date | Jul 7, 2021 |
| Instrument | T220387 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,763.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Document Number | 000T220388 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | T220388 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4160 LAKERIDGE RD, EXCELSIOR, MN 55331-9691 |
| Document Number | 0000209932 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4160 LAKERIDGE RD EXCELSIOR MN 553319691, EXCELSIOR, MN 55331-9691 |
| Document Number | 0000209932 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 209932 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Chanhassen City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,864.00 (+4.62%) Homeowner's exemption | $938,000 (+8.93%) Land $215,000 Building $723,000 | $938,000 (+8.93%) Land $215,000 Building $723,000 |
| 2025 | $861,100 (+1.17%) Land $210,000 Building $651,100 | $861,100 (+1.17%) Land $210,000 Building $651,100 | |
| 2024 | $9,428.00 (+2.81%) Homeowner's exemption | $851,100 (-) Land $200,000 Building $651,100 | $851,100 (-) Land $200,000 Building $651,100 |
| 2023 | $9,170.00 Homeowner's exemption | $851,100 Land $200,000 Building $651,100 | $851,100 Land $200,000 Building $651,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chanhassen serves 24,951 people · EPA ID MN1100001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
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