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4160 Cummings Ave, Berkley, MI 48072 Property Records

Oakland County property record for 4160 Cummings Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 930 sqft · built 1949
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Mar 2024)
Tax Bill$6,271 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2024 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN04-25-07-304-008

Property Details

APN / Parcel Number

Primary APN04-25-07-304-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area930 sqft Living Area
1st Floor Area744 sqft
Basement Area744 sqft
Finished Basement744 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2018
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4160 CUMMINGS AVE
CityBERKLEY
StateMI
Zip48072-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 378
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionELLWOOD HEIGHTS
Legal Lot Number378
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1005
Census Tract170100

Owner

4160 Cummings Ave is owned and occupied by an individual who bought it in March 2024.

Source: Oakland County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 27, 2024Warranty Deed, Transfer
NOT AVAILABLE, CLIENTFIRST TITLE LLC
Nov 15, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST MERCHANTS BANK
Oct 28, 2019Deed of Trust, Mortgage
QUICKEN LNS
Aug 9, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Feb 15, 2018Warranty Deed, Transfer
F5 CAPITAL GROUP
Jan 26, 2018Warranty Deed, Transfer
DYNAMIC PROPERTY SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2024 · Amount on File
Deed SaleMar 27, 2024 · Amount on File
Prior SaleAug 10, 2023 · Amount on File
Deed Document Number202430308
Deed Book / Page59248 / 192
Prior Transfer DateNov 13, 2023
Prior Transfer Doc0000124671
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107

Mortgage

Document Number0000087747
DateApr 6, 2021
Book Page56009/13
Instrument87747
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueOct 1, 2050

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 27, 2024
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000030308
Book / Page59248 / 192
Map ReferenceLB 23 PG 19
Instrument DateMar 20, 2024
Instrument30308
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyNOT AVAILABLE, CLIENTFIRST TITLE LLC

Transaction

AmountAmount on Record
Tax$3,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address17840 BEVERLY RD, BEVERLY HILLS, MI 48025-5542

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 15, 2023
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000124671
Book / Page59006 / 289
Map ReferenceLB 23 PG 19
Instrument DateNov 13, 2023
Instrument124671
Transaction TypeTransfer
Record UpdatedDec 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17840 BEVERLY RD, BEVERLY HILLS, MI 48025-5542

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 10, 2023
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000087172
Book / Page58797 / 734
Map ReferenceLB 23 PG 19
Instrument DateJul 31, 2023
Instrument87172
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyTWENTY TWO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,782.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107

Mortgage

Document Number0058824538
DateAug 10, 2023
Instrument58824/538
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000184079
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 CUMMINGS AVE BERKLEY MI 480723107, BERKLEY, MI 48072-3107

Mortgage

Document Number0000184079
DateNov 4, 2019
Book Page053463/000421
Instrument184079
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueNov 3, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 9, 2018
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000132517
Book / Page052078 / 000820
Instrument DateJul 27, 2018
Instrument132517
Transaction TypeTransfer
Record UpdatedSep 4, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,201.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 WASHINGTON BLVD DETROIT MI 482261732, DETROIT, MI 48226-1732

Mortgage

Document Number132518
DateAug 9, 2018
Book Page052078/000823
Instrument132518
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 8, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 15, 2018
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000026195
Book / Page51564 / 00366
Map ReferenceLB 23 PG 19
Instrument DateFeb 9, 2018
Instrument26195
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyMIEHIGAN INVESTMENT TITLE IN

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,221.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3334 ROCHESTER RD # 145, 3334, TROY, MI 48083-5426

Transferred To (Grantee/Buyer)

NameVerified Name
Address5813 BINGHAM DR, TROY, MI 48085-3866

Mortgage

Document Number0000026200
DateFeb 15, 2018
Instrument26200
Lender
NameF5 CAPITAL GROUP
TypeNon-Lending Institution
Agreement
AmountAmount on Record
Term5 Months
DueJul 9, 2018

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 26, 2018
Property Address4160 CUMMINGS AVE, BERKLEY, MI 48072-3107
Document Number0000013447
Book / Page051505 / 000705
Instrument DateJan 22, 2018
Instrument13447
Transaction TypeTransfer
Record UpdatedFeb 21, 2018
Title CompanyMICHIGAN INV TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,118.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3334 ROCHESTER RD #145 TROY MI 480835426, 145, TROY, MI 48083-5426

Mortgage

Document Number13451
DateJan 26, 2018
Book Page051505/000730
Instrument13451
Lender
NameDYNAMIC PROPERTY SOLUTIONS LLC
Address26211 LYNDON, REDFORD, MI 48239-2978
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4160 Cummings Ave was $6,271 with a homeowner's exemption, up 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,271.00 (+3.02%) Homeowner's exemption$162,510$325,020
2024$6,087.00
2023$136,830 (+10.32%)$273,660 (+10.32%)
2022$4,355.00 (+2.25%) Homeowner's exemption$124,030$248,060
2021$4,259.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4160 Cummings Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4160 Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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