4160 Cobblestone Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4160 Cobblestone Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1954
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individuals on Record
Last Sale	$980,000 (Mar 2022)
Tax Bill	$11,683 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`132-133-011-8`

Property Details

APN / Parcel Number

Primary APN	`132-133-011-8`
Alternative APN	`132-133-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
1st Floor Area	1,277 sqft
2nd Floor Area	406 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Lot Area	5,500 sqft (0.126 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4160 COBBLESTONE DR
City	CONCORD
State	CA
Zip	94521-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #2 LOT 125
Legal Subdivision	CANTERBURY VILLAGE 02
Legal Lot Number	125
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	334001

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4160 COBBLESTONE DR, CONCORD, CA 94521-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 11, 2021	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202252264
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 24, 2022
Property Address	4160 COBBLESTONE DR, CONCORD, CA 94521-2724
Document Number	0000052264
Map Reference	MB 52 PG 22
Instrument Date	Mar 17, 2022
Instrument	2022-052264
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4160 COBBLESTONE DR, CONCORD, CA 94521-2724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052265
Date	Mar 24, 2022
Instrument	2022-052265

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 11, 2021
Property Address	4160 COBBLESTONE DR, CONCORD, CA 94521-2724
Document Number	0000008207
Map Reference	MB 52 PG 22
Instrument Date	Jan 6, 2021
Instrument	2021-008207
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4160 COBBLESTONE DR, CONCORD, CA 94521-2724

Mortgage

Document Number	0000008208
Date	Jan 11, 2021
Instrument	2021-008208

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$950,000 (-1.76%) Land $581,633 Building $368,367
2025	$11,683.00 (+7.46%)	$967,000 (+7.44%) Land $592,041 Building $374,959
2023	$10,872.00 (+10.6%)	$900,000 Land $550,000 Building $350,000
2022	$9,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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