Allegany County and Scio Town property record for 4160 Back River Rd, Scio, NY 14880
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,495 sqft · built 1939 |
| Lot Size | 60 acres (2,613,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Nov 2022) |
| Tax Bill | $9,642 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2022 Sale & Mortgage |
| APN | 026600 199.-3-4 |
| Primary APN | 026600 199.-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,495 sqft Living Area |
| 1st Floor Area | 3,207 sqft |
| 2nd Floor Area | 728 sqft |
| Upper Floors Area | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,613,600 sqft (60 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 849 sqft |
| Shed | 1 Shed |
| Canopy | 551 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00000000017 |
|---|---|
| Street Address | 4160 BACK RIVER RD |
| City | SCIO |
| State | NY |
| Zip | 14880-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | GL 59 23% FWL DIST. #1 77% FD#2 INC. REAL PROP. |
| Legal Subdivision | MORRIS RESERVE |
| Legal Block | 3 |
| Legal Lot Number | 4.001 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | SCIO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950700 |
Source: Allegany County and Scio Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4160 BACK RIVER RD, SCIO, NY 14880-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY BANK NA |
| Nov 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Deed Document Number | 202231248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 4160 BACK RIVER RD, SCIO, NY 14880-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002585 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-12585 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Recording Date | Nov 22, 2022 |
| Property Address | 4160 BACK RIVER RD, SCIO, NY 14880-9759 |
| Document Number | 0000001248 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-31248 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26 CREEK RD, NUNDA, NY 14517-9651 |
| Document Number | 0000001249 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022-31249 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Allegany County and Scio Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Scio Town |
| Unified School District | Scio Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,642.00 (+3,457.93%) | ||
| 2025 | $271.00 | $210,300 (-) Land $60,300 Building $150,000 | $304,800 (+21%) Land $87,396 Building $217,404 |
| 2023 | $210,300 Land $60,300 Building $150,000 | $251,900 Land $72,228 Building $179,672 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1981–2011) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Armstrong Fiber | 1,000 / 1,000 |
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