416 Windward Dr, Houma, LA 70360 Property Records

Terrebonne Parish property record for 416 Windward Dr, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,122 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2026)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48913`

Property Details

APN / Parcel Number

Primary APN	`48913`

Exterior

Lot Area	8,122 sqft (0.186 acres)

Location & Zoning

Street Address	416 WINDWARD DR
City	HOUMA
State	LA
Zip	70360-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 7 ADDEN. 10 SOUTHDOWN WEST SUBD.
Legal Range	17E
Legal Township	17S
Legal Subdivision	SOUTHDOWN WEST
Legal Block	7
Legal Lot Number	14
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	1703

Owner

Source: Terrebonne Parish records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 WINDWARD DR, HOUMA, LA 70360-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 29, 2018	Deed of Trust, Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Deed Document Number	20261725114
Deed Book / Page	2792 / 12
Prior Transfer Date	Jul 28, 2005
Prior Transfer Doc	001928/855
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Apr 8, 2026
Property Address	416 WINDWARD DR, HOUMA, LA 70360-5004
Document Number	0001725114
Book / Page	2792 / 12
Instrument Date	Apr 8, 2026
Instrument	20261725114
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MO TITLE SERVICES, AMO TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WINDWARD DR, HOUMA, LA 70360-5004

Mortgage

Document Number	0001725115,
Date	Apr 8, 2026
Instrument	20261725115

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	416 WINDWARD DR, HOUMA, LA 70360-5004
Transaction Type	Mortgage
Record Updated	Sep 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3172/379
Date	Aug 13, 2020
Book Page	3172/379
Instrument	1608436

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	416 WINDWARD DR, HOUMA, LA 70360-5004
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003007/0000000376
Date	Jun 29, 2018
Book Page	0000003007/0000000376
Instrument	000001561591

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (-1.49%)	$22,020 (-) Land $4,380 Building $17,640	$220,200 (-) Land $43,800 Building $176,400
2024	$1,411.00 (+24.43%) Homeowner's exemption	$22,020 (+15.41%) Land $4,380 Building $17,640	$220,200 (+15.41%) Land $43,800 Building $176,400
2023	$1,134.00 (-0.09%) Homeowner's exemption	$19,080 (-) Land $4,380 Building $14,700	$190,800 (-) Land $43,800 Building $147,000
2022	$1,135.00 Homeowner's exemption	$19,080 Land $4,380 Building $14,700	$190,800 Land $43,800 Building $147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	6 (2021–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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