416 Winding Stair Rd, Stuart, VA 24171 Property Records

Patrick County property record for 416 Winding Stair Rd, Stuart, VA 24171

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1972
Lot Size1.24 acres (54,014 sqft)
OwnerCompany Name on Record
Last Sale$144,800 (Dec 2025)
Tax Bill$1,057 (2026)
Deeds & MortgagesDec 2025 Transfer
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4615.00.82

Property Details

APN / Parcel Number

Primary APN4615.00.82
Alternative APNs
  • 108819
  • 25749

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Lot Area54,014 sqft (1.24 acres)

Location & Zoning

Account Number108819
Street Address416 WINDING STAIR RD
CitySTUART
StateVA
Zip24171-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITH R W#25-44 I#25-2331
Legal Lot Number82
JurisdictionPATRICK VA
Township / Civil DivisionSMITH RIVER
Census Block Group1
Census Block1057
Census Tract30101

Owner

Source: Patrick County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address448 WINDING STAIR RD, STUART, VA 24171-4114
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Gift Deed, Transfer
Jan 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jan 22, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Deed Document Number20252331
Prior Transfer DateDec 11, 2025
Prior Transfer Doc0000002331
Record UpdatedJun 8, 2026

December 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionPATRICK VA
Recording DateDec 12, 2025
Property Address416 WINDING STAIR RD, STUART, VA 24171-4114
Document Number0250002331
Map ReferenceMB 65 PG 245
Instrument DateDec 11, 2025
Instrument250002331
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address448 WINDING STAIR RD, STUART, VA 24171-4114

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPATRICK VA
Property Address416 WINDING STAIR RD, STUART, VA 24171-4114
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190000077
DateJan 22, 2019
Instrument190000077
Lender
NameSUNTRUST BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueDec 7, 2048
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPATRICK VA
Property Address416 WINDING STAIR RD, STUART, VA 24171-4114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000077
DateJan 22, 2019
Instrument190000077
Lender
NameSUNTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 7, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyPatrick County
Unified School DistrictPatrick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,057.00$144,800 (-) Land $13,200 Building $131,600$144,800 (-) Land $13,200 Building $131,600
2025$1,057.00$144,800 Land $13,200 Building $131,600$144,800 Land $13,200 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Stair Rd

Nearby Streets

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