416 Whaley St, Smithville, TN 37166 Property Records

DeKalb County property record for 416 Whaley St, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 950 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Feb 2017)
Tax Bill	$427 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021064J D 00300`

Property Details

APN / Parcel Number

Primary APN	`021064J D 00300`
Alternative APN	`064J D 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 WHALEY ST
City	SMITHVILLE
State	TN
Zip	37166-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 3; SUBDIVISION: LOT 25
Legal Subdivision	WOMACK HENDRIXSON
Legal Lot Number	25
Jurisdiction	DE KALB TN
Township / Civil Division	3
Census Block Group	3
Census Block	3021
Census Tract	920201

Owner

416 Whaley St is owned and occupied by an individual who bought it in February 2017.

Source: DeKalb County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	416 WHALEY ST, SMITHVILLE, TN 37166-1122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 6, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on File
Deed Sale	Feb 6, 2017 · Amount on File
Prior Sale	Oct 11, 2007 · Amount on File
Deed Book / Page	406 / 525
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Jul 7, 2026
Property Address	416 WHALEY ST, SMITHVILLE, TN 37166-1122
Document Number	0000225313
Book / Page	625 / 334
Instrument Date	Jun 26, 2026
Instrument	2026225313
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WHALEY ST, SMITHVILLE, TN 37166-1122

Mortgage

Document Number	0000225313,
Date	Jul 7, 2026
Book Page	625/334
Instrument	2026225313

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Feb 6, 2017
Property Address	416 WHALEY ST, SMITHVILLE, TN 37166-1122
Document Number	0004060525
Book / Page	000406 / 000525
Instrument Date	Feb 3, 2017
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WHALEY ST SMITHVILLE TN 371661122, SMITHVILLE, TN 37166-1122

Mortgage

Document Number	4060527
Date	Feb 6, 2017
Book Page	000406/000527

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,650 Land $4,250 Building $20,400
2023		$24,650 (-) Land $4,250 Building $20,400
2022	$427.00	$24,650 Land $4,250 Building $20,400	$98,600 (-) Land $17,000 Building $81,600
2021			$98,600 Land $17,000 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Whaley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Whaley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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