Union County property record for 416 Walters Mill Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 5.18 acres (225,641 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,108 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-129-004H |
| Primary APN | 04-129-004H |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,619 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 225,641 sqft (5.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 416 WALTERS MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.18A OPCQ035 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20901 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 WALTERS MILL RD, MONROE, NC 28112-8977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Construction Mortgage FBC MORTGAGE LLC |
| Aug 5, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 5, 2024 |
| Transfer Doc | 0000015936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 416 WALTERS MILL RD, MONROE, NC 28112-8977 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3418 MARBLE CLAY CT, MONROE, NC 28112-7725 |
| Document Number | 0000823657 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 8236/57 |
| Instrument | 42757 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 5, 2021 |
| Property Address | 416 WALTERS MILL RD, MONROE, NC 28112-8977 |
| Document Number | 0008195901 |
| Book / Page | 8195 / 901 |
| Map Reference | CAB Q FILE 35 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 36966 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3418 MARBLE CLAY CT, MONROE, NC 28112-7725 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,100 (-) Land $131,400 Building $727,700 | $859,100 (-) Land $131,400 Building $727,700 | |
| 2025 | $4,108.00 (+34.51%) | $859,100 (+75.15%) Land $131,400 Building $727,700 | $859,100 (+75.15%) Land $131,400 Building $727,700 |
| 2023 | $3,054.00 | $490,500 Land $51,300 Building $439,200 | $490,500 Land $51,300 Building $439,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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