416 W Wayne Cir, Independence, MO 64050 Property Records

Jackson County property record for 416 W Wayne Cir, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,143 sqft · built 1962
Lot Size	0.178 acres (7,768 sqft)
Owner	Individual Name on Record
Last Sale	$159,600 (May 2026)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-820-05-18`

Property Details

APN / Parcel Number

Primary APN	`15-820-05-18`
Alternative APNs	`15-820-05-18-00-0-00-000` `15820051800000001` `732647`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,768 sqft (0.178 acres)
Lot Dimensions	110 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	732647
Street Address	416 W WAYNE CIR
City	INDEPENDENCE
State	MO
Zip	64050-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES MEADOWS LOT 31
Legal Subdivision	JONES MEADOWS
Legal Block	2
Legal Lot Number	31
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2009
Census Tract	11200

Owner

Source: Jackson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE C
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE C
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FL LLC
Nov 16, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Aug 24, 2020
Deed Document Number	202637939
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 21, 2026
Property Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633
Document Number	0000037940
Instrument Date	May 20, 2026
Instrument	202637940
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 N DAVIS RD, INDEPENDENCE, MO 64056-1696

Mortgage

Document Number	0000037940,
Date	May 21, 2026
Instrument	202637940

Lender

Name	COMMUNITY MORTGAGE C

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 21, 2026
Property Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633
Document Number	00E0037939
Instrument Date	May 19, 2026
Instrument	202637939
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633

Mortgage

Document Number	0000037940,
Date	May 21, 2026
Instrument	2026E37940

Lender

Name	COMMUNITY MORTGAGE C

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 21, 2026
Property Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633
Document Number	0000037939
Instrument Date	May 19, 2026
Instrument	202637939
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633

Mortgage

Document Number	00E0037940,
Date	May 21, 2026
Instrument	2026E37940

Lender

Name	COMMUNITY MORTGAGE FL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 16, 2023
Property Address	416 W WAYNE CIR, INDEPENDENCE, MO 64050-1633
Document Number	00E0082880
Instrument Date	Nov 16, 2023
Instrument	2023E0082880
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 S DILLINGHAM RD, BUCKNER, MO 64016-8278

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+18.67%)	$26,951 (+14.99%) Land $7,231 Building $19,720	$141,850 (+15%)
2024	$1,623.00 (+2.33%)
2023	$1,586.00 (-7.36%)	$23,437 (+1.11%) Land $2,605 Building $20,832	$123,350 (+1.11%)
2022	$1,712.00	$23,180 Land $3,643 Building $19,537
2021			$122,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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