416 W Walnut St, Whitewright, TX 75491 Property Records

Grayson County property record for 416 W Walnut St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,992 sqft · built 1955
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Tax Bill	$3,893 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X001 4505304`

Property Details

APN / Parcel Number

Primary APN	`X001 4505304`
Alternative APN	`170699`

Interior

Building Area	1,992 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2004
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	92 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Deck Area	396 sqft

Location & Zoning

Account Number	170699
Old Parcel Number	X001 4505304
Street Address	416 W WALNUT ST
City	WHITEWRIGHT
State	TX
Zip	75491-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTP WHITEWRIGHT, BLOCK 42, 100X92, ACRES .2112 100X92
Legal Subdivision	OTP WHITEWRIGHT
Legal Block	42
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3029
Census Tract	102

Owner

416 W Walnut St is owned by an individual who acquired it in September 2015.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 700, WHITEWRIGHT, TX 75491-0700
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEGEND BANK NA
Oct 29, 2018	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015
Deed Sale	Sep 18, 2015
Deed Document Number	0005689496
Deed Book / Page	5689 / 496
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	416 W WALNUT ST, WHITEWRIGHT, TX 75491-2068
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W WALNUT ST, WHITEWRIGHT, TX 75491-2068

Mortgage

Document Number	0000025824
Date	Oct 3, 2025
Instrument	2025-25824

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	416 W WALNUT ST, WHITEWRIGHT, TX 75491-2068
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033187
Date	Sep 29, 2021
Instrument	2021-00033187

Lender

Name	LEGEND BANK NA
Type	Bank
Address	BOWIE, TX 76230

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2041

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	416 W WALNUT ST, WHITEWRIGHT, TX 75491-2068
Document Number	0000024849
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 700 WHITEWRIGHT TX 754910700, WHITEWRIGHT, TX 75491-0700

Mortgage

Document Number	0000024849
Date	Nov 5, 2018
Instrument	24849

Lender

Name	FIRST UNITED BK
Type	Bank
Address	BONHAM, TX 75418

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 4, 2021

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,278 Land $41,400 Building $173,878	$215,278 Land $41,400 Building $173,878
2024	$3,893.00
2023		$169,132 Land $28,704 Building $140,428	$169,132 Land $28,704 Building $140,428
2022	$3,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 W Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 W Walnut St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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