416 W Oak St, Libby, MT 59923 Property Records

Lincoln County property record for 416 W Oak St, Libby, MT 59923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1962
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Mar 2018)
Tax Bill$1,148 (2026)
Deeds & MortgagesMar 2020 Transfer
Mar 2018 Mortgage
APNR565581

Property Details

APN / Parcel Number

Primary APNR565581
Alternative APNs
  • 56-4175-04-4-11-01-0000
  • 0000005017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions122 ft deep x 75 ft wide
Garage TypeMixed
Garage Area288 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Shed1 Shed
Shed Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000005017
Street Address416 W OAK ST
CityLIBBY
StateMT
Zip59923-1756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRARY & OLSON ADD, S04, T30 N, R31 W, BLOCK 009, LOTS 24-26 BLK 9
Legal Range31W
Legal Township30N
Legal Section04
Legal SubdivisionFRARY & OLSON ADD
Legal Block9
Legal Lot Number24-26
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group3
Census Block3016
Census Tract200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address416 W OAK ST, LIBBY, MT 59923-1756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Intrafamily Transfer, Transfer
Mar 16, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
GLACIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2018 · Amount on Record
Deed SaleMar 16, 2018 · Amount on Record
Deed Document Number2018273312
Deed Book / Page371 / 396
Prior Transfer DateFeb 28, 2018
Prior Transfer Doc371/396
Record UpdatedOct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MT
Recording DateMar 17, 2020
Property Address416 W OAK ST, LIBBY, MT 59923-1756
Document Number381/606
Book / Page381 / 606
Instrument DateMar 17, 2020
Instrument284580
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 W OAK ST, LIBBY, MT 59923-1756

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MT
Recording DateMar 16, 2018
Property Address416 W OAK ST, LIBBY, MT 59923-1756
Document Number371/396
Book / Page371 / 396
Instrument DateFeb 28, 2018
Instrument273312
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 W OAK ST, LIBBY, MT 59923-1756

Mortgage

Document Number273313
DateMar 16, 2018
Instrument273313
Lender
NameGLACIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2038

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityLibby City
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,148.00 (+12.33%)$273,900 (-)
2025$1,022.00 (-40.68%)$273,900 (+31.68%)$273,900 (+31.68%) Land $50,778 Building $223,122
2023$1,723.00$208,000$208,000 Land $26,533 Building $181,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 83% of Montana
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIBBY
serves 4,892 people · EPA ID MT0000274
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment failure
resolved · Mar 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Cable
1,000 / 50

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