416 W Oak Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 416 W Oak Ave, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,074 sqft · built 1922
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jul 2026)
Tax Bill	$9,987 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-416-002`

Property Details

APN / Parcel Number

Primary APN	`05-08-416-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	2,948 sqft
Basement Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	10 ft deep x 7.5 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	416 W OAK AVE
City	WHEATON
State	IL
Zip	60187-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OWNERS ASSMT PLAT PT SE 1/4 OF SE 1/4 8 39 10 E 75 FT
Legal Subdivision	OWNERS ASSMT PLAT
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3043
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 W OAK AVE, WHEATON, IL 60187-3403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 12, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 19, 2019	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Apr 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202647624
Prior Transfer Date	Mar 16, 2022
Prior Transfer Doc	0000084043
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 14, 2026
Property Address	416 W OAK AVE, WHEATON, IL 60187-3403
Document Number	0000047624
Instrument Date	Jul 6, 2026
Instrument	202647624
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 W OAK AVE, WHEATON, IL 60187-3403

Mortgage

Document Number	0000047625,
Date	Jul 14, 2026
Instrument	202647625

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	416 W OAK AVE, WHEATON, IL 60187-3403
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030677
Date	Feb 25, 2021
Instrument	R2021-030677

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Sep 12, 2022
Property Address	416 W OAK AVE, WHEATON, IL 60187-3403
Document Number	0000084043
Map Reference	DOC 166684
Instrument Date	Mar 16, 2022
Instrument	R2022-084043
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W OAK AVE, WHEATON, IL 60187-3403

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 19, 2019
Property Address	416 W OAK AVE, WHEATON, IL 60187-3403
Document Number	0000118251
Map Reference	DOC 167353
Instrument Date	Dec 9, 2019
Instrument	R2019-118251
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 W OAK AVDE, 416, WHEATON, IL 60187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 MANCHESTER RD, WHEATON, IL 60187-4579

Mortgage

Document Number	0000118252
Date	Dec 19, 2019
Instrument	R2019-118252

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 19, 2017
Property Address	416 W OAK AVE, WHEATON, IL 60187-3403
Document Number	0000037248
Instrument Date	Mar 20, 2017
Instrument	37248
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	416 W OAK AVE WHEATON IL 601873403, WHEATON, IL 60187-3403

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,987.00 (+1.93%)	$164,881 (+8.46%) Land $36,115 Building $128,766	$494,643 (+8.46%) Land $108,345 Building $386,298
2024	$9,798.00 (+6.99%)	$152,020 (+14.96%) Land $33,298 Building $118,722	$456,060 (+14.96%) Land $99,894 Building $356,166
2022	$9,158.00	$132,240 Land $28,960 Building $103,280	$396,720 Land $86,880 Building $309,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures