416 W Eureka St, Champaign, IL 61820 Property Records

Champaign County property record for 416 W Eureka St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1894
Lot Size	0.171 acres (7,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,500 (Nov 2018)
Tax Bill	$527 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-20-12-129-009`

Property Details

APN / Parcel Number

Primary APN	`42-20-12-129-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Building Perimeter
1st Floor Area	966 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,459 sqft (0.171 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	416 W EUREKA ST
City	CHAMPAIGN
State	IL
Zip	61820-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 4 HUBBARDS ADD CHAMPAIGN
Legal Range	08E
Legal Township	19N
Legal Section	12
Legal Subdivision	HUBBARDS ADD CHAMPAIGN AND OTHER LAND
Legal Block	4
Legal Lot Number	9
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2019
Census Tract	700

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1814 SCOTTSDALE CT, CHAMPAIGN, IL 61821-5760
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS NATIONAL BANK
Nov 5, 2018	Warranty Deed, Transfer · Commercial Mortgage ILLINOIS NATIONAL BANK
Mar 11, 2018	Loan Modification, Mortgage LONGVIEW BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	201819147
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	416 W EUREKA ST, CHAMPAIGN, IL 61820-2935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014619
Date	Sep 6, 2019
Instrument	2019R14619

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 5, 2018
Property Address	416 W EUREKA ST, CHAMPAIGN, IL 61820-2935
Document Number	0000019147
Map Reference	MB B PG267
Instrument Date	Nov 2, 2018
Instrument	2018R19147
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$45.75
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1814 SCOTTSDALE CT, CHAMPAIGN, IL 61821-5760

Mortgage

Document Number	0000019148
Date	Nov 5, 2018
Instrument	2018R19148

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	416 W EUREKA ST, CHAMPAIGN, IL 61820-2935
Document Number	0000004991
Instrument Date	Mar 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 W EUREKA ST CHAMPAIGN IL 618202935, CHAMPAIGN, IL 61820-2935

Mortgage

Document Number	0000004991
Date	Apr 4, 2018
Instrument	4991

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 3, 2021

Interest

Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,520 (+33.6%) Land $2,880 Building $10,640	$40,560 (+33.6%) Land $8,640 Building $31,920
2024	$527.00 (-43.33%)
2022	$930.00	$10,120 Land $2,160 Building $7,960	$30,360 Land $6,480 Building $23,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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