416 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 416 W 9th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1886
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Feb 2021)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-44-16-013.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-16-013.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	416 W 9TH ST
City	COVINGTON
State	KY
Zip	41011-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWK GEO LOT 6
Legal Subdivision	HOWK GEO
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2015
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 W 9th St is owned by an individual who bought it in February 2021.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2554 BUTTERMILK PIKE, VILLA HILLS, KY 41017-1102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	20215900112
Deed Book / Page	69 / 48
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 1, 2021
Property Address	416 W 9TH ST, COVINGTON, KY 41011-2145
Document Number	0005900112
Book / Page	69 / 48
Map Reference	PL 245
Instrument Date	Jan 29, 2021
Instrument	21020105900112
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 W 9TH ST, 416, COVINGTON, KY 41011-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 BROOKSIDE AVE, CINCINNATI, OH 45223-2162

Mortgage

Document Number	0005900113
Date	Feb 1, 2021
Book Page	160/711
Instrument	21020105900113

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 18, 2020
Property Address	416 W 9TH ST, COVINGTON, KY 41011-2145
Document Number	0000000422
Book / Page	000012 / 000622
Instrument Date	Mar 6, 2020
Instrument	422
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 BROOKSIDE AVE CINCINNATI OH 452232162, CINCINNATI, OH 45223-2162

Tax Assessment & Valuation

The 2025 property tax bill for 416 W 9th St was $3,418.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,000 (-) Land $10,000 Building $248,000	$258,000 (-) Land $10,000 Building $248,000
2025	$3,418.00	$258,000 Land $5,000 Building $253,000	$258,000 Land $5,000 Building $253,000
2023	$3,436.00	$258,000 Land $5,000 Building $253,000	$258,000 Land $5,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 W 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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