416 Upper Spencer Mountain Rd, Stanley, NC 28164 Property Records

Gaston County property record for 416 Upper Spencer Mountain Rd, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,447 sqft · built 1965
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jul 2022)
Tax Bill$1,650 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212022

Property Details

APN / Parcel Number

Primary APN212022
Alternative APNs
  • 1602660
  • 167855

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,447 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area42,689 sqft (0.98 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address416 UPPER SPENCER MOUNTAIN RD
CitySTANLEY
StateNC
Zip28164-1155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description13 057 003 02 000
JurisdictionGASTON NC
Township / Civil DivisionDALLAS
Census Block Group1
Census Block1004
Census Tract33501

Owner

416 Upper Spencer Mountain Rd is owned by two individuals who bought it in July 2022.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4210 SPRINGVIEW DR, DALLAS, NC 28034-7717
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2022 · Amount on File
Deed SaleJul 14, 2022 · Amount on File
Deed Book / Page5351 / 99
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 14, 2022
Property Address416 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1155
Document Number0053510099
Book / Page5351 / 99
Instrument DateJul 8, 2022
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12136 LUFTBURROW LN, 12136, HUDSON, FL 34669-5005

Transferred To (Grantee/Buyer)

NameVerified Name
Address4210 SPRINGVIEW DR, DALLAS, NC 28034-7717

Mortgage

Document Number0053510102
DateJul 14, 2022
Instrument5351/0102
Lender
NameLARRY ROGERS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term12 Months
DueJul 12, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 416 Upper Spencer Mountain Rd was $1,650.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,650.00$231,140 Land $23,760 Building $207,380
2023$1,606.00$231,140 Land $23,760 Building $207,380
2021$138,820 Land $18,320 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Upper Spencer Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Upper Spencer Mountain Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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