Bremer County property record for 416 Union St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,100 sqft · built 1959 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $61,500 (Sep 2009) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-403-002 |
| Primary APN | 04-23-403-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 111 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 416 UNION ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-93-11 FRIDLEY LOT 2 BLK 1 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 23 |
| Legal Subdivision | FRIDLEY'S ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4700 |
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 UNION ST, SUMNER, IA 50674-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 29, 2009 | Legal Action/Court Order, Foreclosure · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2009 · Amount on Record |
| Deed Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 20094518 |
| Last Transfer Date | Mar 9, 2018 |
| Transfer Doc | 2018/1822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 416 UNION ST, SUMNER, IA 50674-1253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002018/0000001823 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 0000002018/0000001823 |
| Instrument | 20181823 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | May 23, 2018 |
| Property Address | 416 UNION ST, SUMNER, IA 50674-1253 |
| Document Number | 2018/1822 |
| Book / Page | 2018 / 1822 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 20181822 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 UNION ST; SMITH, ALICIA, SUMNER, IA 50674-1253 |
| Investor | Possibly a Property Investor |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Sep 29, 2009 |
| Property Address | 416 UNION ST, SUMNER, IA 50674-1253 |
| Document Number | 0020094518 |
| Instrument Date | Sep 28, 2009 |
| Instrument | 20094518 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 106 WILLIS CHURCH YARD, HAMPTON, VA 23669-2025 |
| Name | Verified Name |
|---|---|
| Address | 416 UNION ST, SUMNER, IA 50674-1253 |
| Investor | Possibly a Property Investor |
| Document Number | 0020094519 |
|---|---|
| Date | Sep 29, 2009 |
| Instrument | 20094519 |
| Name | UNITED STATES DEPARTMENT OF AGRICUL |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 28, 2042 |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (-5.24%) Homeowner's exemption | $106,130 (+5.53%) Land $16,860 Building $89,270 | $106,130 (+5.53%) Land $16,860 Building $89,270 |
| 2024 | $1,564.00 (+13.17%) | ||
| 2023 | $100,570 Land $13,490 Building $87,080 | $100,570 Land $13,490 Building $87,080 | |
| 2022 | $1,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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