416 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 416 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1976
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Dec 2017)
Tax Bill	$9,127 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:77 B:250 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:77 B:250 L`
Alternative APNs	`CSHR M:77 B:250 L` `818300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Basement Area	1,392 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	818300
Street Address	416 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	250
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1001
Census Tract	343400

Owner

416 Towpath Ln is owned and occupied by an individual who bought it in December 2017.

Source: Cheshire Town records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	416 TOWPATH LN, CHESHIRE, CT 06410-3356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Dec 26, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Warranty Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Deed Book / Page	2830 / 288
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	416 TOWPATH LN, CHESHIRE, CT 06410-3356
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003084-52
Date	Oct 14, 2021
Book Page	3084/52
Instrument	2021004997

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESHIRE CT
Recording Date	Dec 26, 2017
Property Address	416 TOWPATH LN, CHESHIRE, CT 06410-3356
Document Number	2831-266
Book / Page	002831 / 000266
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 TOWPATH LN CHESHIRE CT 064103356, CHESHIRE, CT 06410-3356

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Dec 18, 2017
Property Address	416 TOWPATH LN, CHESHIRE, CT 06410-3356
Document Number	2830-288
Book / Page	2830 / 288
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28300291
Date	Dec 18, 2017
Instrument	02830/0291

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 416 Towpath Ln was $9,127.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,127.00	$306,880 Land $98,280 Building $208,600	$438,400 Land $140,400 Building $298,000
2024	$9,127.00 (+22.63%)
2023	$7,443.00 (+2.25%)	$212,100 (-) Land $98,300 Building $113,800
2022	$7,279.00	$212,100 Land $98,300 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Towpath Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Towpath Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed, Verizon.

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